• Report: #727534

Complaint Review: Geico

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  • Submitted: Tue, May 10, 2011
  • Updated: Sun, December 15, 2013

  • Reported By: anonymous — summerville Georgia U.S.A.
Geico
Internet United States of America

Geico Geico insurance discriminates against lower income people. Internet

*Consumer Comment: Employee,

*Consumer Comment: Lower Income?

*Consumer Comment: Robert,

*Consumer Comment: "WARREN BUTTHEAD POEM"...

*Consumer Suggestion: Heres an idea

*UPDATE Employee: You've GOT to be kidding!

*Consumer Comment: Glass is half empty

*Consumer Comment: Ed

*Consumer Comment: Screw you insurance companies all you do Is mistreat and abuse people and steal from us every month all you do Is waste money on lawyers to get out from paying legit claims to help you save money

*UPDATE Employee: We also discriminate againt people with bad grade.

*Consumer Comment: Robert is correct.

*Consumer Comment: Insurance companies are nothing but pigs they get away with everything but we are force to have the pigs who steal our money but don't compensate us when their insured hits us

*Consumer Comment: Wrong

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Geico prominently advertises in magazines that it offers discounts to federal employees who are grade GS-7 and above (minimum salary of approximately $45K). What about the thousands of employees who are lower than GS-7? Do they not deserve a break too? Or is Geico letting all lower middle class and poor people know that they don't want to do business with them?

This report was posted on Ripoff Report on 05/10/2011 05:28 AM and is a permanent record located here: http://www.ripoffreport.com/r/Geico/internet/Geico-Geico-insurance-discriminates-against-lower-income-people-Internet-727534. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 13Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Employee,

AUTHOR: Karl - ()

Insurance companies that charge higher rates for customers who have lower credit scores could be considered discrimination, wouldn't you agree? Feel free to share your thoughts.

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#2 Consumer Comment

Lower Income?

AUTHOR: Employee - ()

Insurance companies do not discriminate against lower income people.  They will however, rate apolicy different based on a neighborhood. For example, they would rate the policy for a Ferrari different in SouthHampton and Harlem.  Where is it more likely to be stolen? And that is just the reality of life.

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#3 Consumer Comment

Robert,

AUTHOR: Karl - ()

Since insurance rates are based on 'risk', wouldn't it be logical to conclude that health care insurance premiums will continue to rise in the USA due to the fact that the majority of Americans over the age of 21 are either overweight or obese?

Happy New Year to you and your family.

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#4 Consumer Comment

"WARREN BUTTHEAD POEM"...

AUTHOR: Karl - ()

can be 'Googled'.

Anyone can 'Google' this- WARREN BUTTHEAD POEM, and click on Ripoff Report #1102169 and read that Ripoff Report and the poem.

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#5 Consumer Suggestion

Heres an idea

AUTHOR: hellraiser79 - (USA)

You dont have to get insurance through one of these evil evil terrible corporations.....its simple

SELF INSURE! Simply get a million dollar bond and self insure! Its that easy! Oh wait....you can't/won't? Then suck it up and by the way, just because its cheap doesnt mean its the best company!
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#6 UPDATE Employee

You've GOT to be kidding!

AUTHOR: Ed - (USA)

You feel discriminated against because you're not a G-7?  Really?  REALLY???



For your information, every discount we offer has to be approved by each individual state.  There has to be a statistical backing for every discount. 



Why don't you stop feeling sorry for and try to better yourself?

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#7 Consumer Comment

Glass is half empty

AUTHOR: Mike from mesa - (U.S.A.)

What is wrong with world today. First of all insurance companies advertisements are payed for by there investments.

So let me guess do you go the movies and complain because your not old and you don't get a senior discount. Stop complaining and suck it up!
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#8 Consumer Comment

Ed

AUTHOR: mr rik - (USA)

HOW does your company PAY for all those goofy commercials I see running 24/7?
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Screw you.   Insurance companies all you do Is mistreat and abuse people and steal from us every month all you do Is waste money on lawyers to get out from paying legit claims.  So shut your mouth!.  But we are forced to have insurance or we can't drive. 



Blood suckers!.
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#10 UPDATE Employee

We also discriminate againt people with bad grade.

AUTHOR: Ed - (USA)

We only give a Good Student discount to people that have at least a B average.  What about all the poor C and D and F students.  They need some love too, they need a break too.  But like those poor G1 thru G6s, we just don't care.  

SERIOUSLY, what is wrong with you??? So we give a discount to a group of people that accheived somthing.  Stop being jealous and make something of your life.
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#11 Consumer Comment

Robert is correct.

AUTHOR: Inspector - (USA)

This also applies to the military where officers and the higher enlisted receive lower rates and discounts than the lower enlisted.

Making money is about discrimination.   Companies hire other companies to do demographics to maximize profits, what do you think that is about?  Live with it or elevate your status and get the discount.
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Insurance companies are nothing but pigs they get away with everything but we are force to have the pigs who steal our money but don't compensate us when their insured hits us.  All they care about Is the almighty $. 
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#13 Consumer Comment

Wrong

AUTHOR: Robert - (U.S.A.)

Insurance rates are based on Risk.  That is the higher the risk the higher the insurance rates are going to be.

They probably have found that people who are GS-7 or higher are lower risk so they are offered a discount.
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