• Report: #75170

Complaint Review: Global Benefits - Financial Benefits - World Benefits

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  • Submitted: Wed, December 17, 2003
  • Updated: Sun, February 22, 2004

  • Reported By:Richmond Texas
Global Benefits - Financial Benefits - World Benefits
100 A Walnut D 15 Suite 700 Champlain, New York U.S.A.

Global Benefits - Financial Benefits - World Benefits Ripoff, Charged up my account with several unauthorized transactions Champlain New York *UPDATE .. World Benefits contacts Rip-off Report. REFUNDS will be given to unsatisfied customers *EDitor's UPDATE 2-20-04!

*Consumer Suggestion: IMPORTANT NOTICE TO ALL RIPPED OFF

*Author of original report: How I Got My Money Back, disputed all unauthorized charges with the bank

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EDitor's UPDATED info 2-20-04: Rip-off Report is still receiving complaints that they are not receiving the refunds as promised. Rip-off Report has been in contact with the Company and has made them aware of these issues. They have assured us that refunds are being given to those who are providing them with all the correct contact information requested by them. They have also provided confirmation/proof of over 2,600 refunds to date, on a spreadsheet, and Rip-off Report staff called and verified more than a dozen consumers at random, all very angry & outraged, but, they all did get their refund. The company again apologized for the delay and reported that credit to your account could take as long as 4-5 days. As we understand it, this company only does the processing for all the other companies, so they are at the mercy of those companies funds, further delaying your refund.

Rip-off Report is hoping they will live up to what they have promised, we think they will, ..we'll see. Rip-off Report will continue to investigate more into this situation, and we will eventually post an UPDATE to the main Report at this web address: https://www.ripoffreport.com/view.asp?id=76605

Please be patient, we can only tell you what they are telling us.

ED Magedson
EDitor@RipoffReport.com
badbusinessbureau.com

CLICK HERE to see how World Benefits contacted Rip-off Report, stating they will give REFUNDS to unsatisfied customers.

They called me at work one day back in November. Offered me a Mastercard of up to a $1500 credit limit. For a one time fee of $299. I accepted the offer and they recorded it. The transaction was scheduled to take place on the Dec. 4. They took the money out of my checking account.

On Dec 8 another $299 was taken out of my account. I called their customer service number and spoke to Steve Calvin, an assistant manager, and was told that Amerinet was double debiting people on the 8th. They said the money would be credited into my account on Dec 15.

On Dec. 9 and 10th they double debited $19.95 which was unauthorized. I called their customer service several times and they would not let me speak to a supervisor. I went to my bank and disputed all charges.

On Dec. 14, I called Amerinet again and told them that I disputed their charge on the 8th with my bank. They had no recorded of the double debit to be refunded to me. They said the credit will be in my account by Dec. 19th. I filed complaints with the FTC, and BBB.

Today I called Global Benefits and spoke to customer service rep, Jessie Fernandez, there was not a supervisor there. I explained to her that I disputed all charges with my bank and I made a complaint with the BBB and FTC. She stated that only 5% of their customers have complained about their company.

I told her that I paid for a credit card not a credit repair book. She insisted that if I followed their credit repair book I would be guaranteed a credit card. She rambled on and on about how they are trying to help people with bad credit.

They have taken $640 from me. I have not received any money back or anything else from this company. I'm going to take them to small claims court. They probably won't make the effort to show up. If you want to email about this you can. I really want to put an end to this company so they can't do this to other people.

Kierstin
Richmond, Texas
U.S.A.

This report was posted on Ripoff Report on 12/17/2003 05:47 PM and is a permanent record located here: http://www.ripoffreport.com/r/Global-Benefits-Financial-Benefits-World-Benefits/Champlain-New-York-12919/Global-Benefits-Financial-Benefits-World-Benefits-Ripoff-Charged-up-my-account-with-s-75170. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Suggestion

IMPORTANT NOTICE TO ALL RIPPED OFF

AUTHOR: Vickie - (U.S.A.)

MY NOTICE TO ALL IS RE OPEN A NEW CHECKING



ACCOUNT AND CLOSE THE ONE THEY HAVE YOUR INFO



ON !!!

_____________________________________________

I ALSO WAS SCAMMED BY NACS (SAME TYPE OF COMPANY



PROBABLY ASSUMING A DIFFERENT NAME NOW)



THIS HAPPENED A YEAR AGO AND BY SUPPRISE ONE



YEAR LATER $299.00 PULLS FROM MY ACCOUNT BY A



COMPANY NAMED WORLD BENEFITS WHOM I'V NEVER



HEARD OF.



THE BANK IS HELPING ME RESOLVE THIS ISSUE AGAIN.
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#2 Author of original report

How I Got My Money Back, disputed all unauthorized charges with the bank

AUTHOR: Kierstin - (U.S.A.)

I disputed all unauthorized charges with the bank, by filling out an afadavait. I contacted Amerinet and told them that their charge was unauthorized and I disputed it with my bank. They said since it was disputed they would credit it back which they did a week later. I filed a dispute to the Automated Clearing House through my bank. This was for the original $299 which was authorized. I told the bank that it was authorized by I found out the company was fraudulent and I have not received what I paid for from this company. Four days after disputing this, there was a forgery credit on my account for $299. After reading about the ACH, the ACH holds money going to telemarketers for about 10 to 15 days. I also received a credit from Global Benefits for $19.95 which was unauthorized. I think the bank contacted them. I still have another $19.95 that I have not received. I have received $620 so far out of the $640 they took. I found that it was a waste of time to try to call Global Benefits. Let your bank handle it. Even if it was authorized it can still be disputed. We authorized to pay for a credit card not a credit repair kit. This took a couple of weeks and many phone calls. You can get your money back.
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