Gmac Financial Service Fraudulant attempts to foreclose due to their internal errrors. They will not talk to you!! ripoff Waterloo Idaho

I found myself in foreclosure, having NEVER missed a payment. I first thought my payments were diverted to the wrong persons account.

I had to deal with GMAC attorneys, who also could not explain the reason for the foreclosure. To save my home,I pain $12,500 to GMAC and their attorney, dispite providing every cancelled check.

After over 60 phone calls, all I could understand, was that they hired a new insurance tracker in Jan 2003, who purached a policy for my home, which was covered by two policies, that I pay for. Never a lapse of coverage. The policy GMAC purchased cost more than twice of what I paid for the same coverage. This still does not account for $12,500.

I could not afford an attorney to research the reason and get me my money back. (big companies know this).
The nightmare continues. This past Feb, I get a new payment book and an escrow account, which I never had and did not want. GMAC claims my last quarter taxes for "2003" were not paid.

I found this out when I paid 2004 taxes to my municipality, like I do every year,and they sent my money back, stating that GMAC already paid my taxes.
Dispite the tax office stating I had no arrearages in taxes, I cannot resolve this matter.

If I was older, weaker or did not have a good job, I would have lost my home, and never knew why. This company has some real scams going, and why not? They know we can't defend ourselves. I am willing to participate in any litigation to address the horror stories I have read on this forum.

Wouldn't some justice be sweet.

Marie
port monmouth, New Jersey
U.S.A.