My complaint about Golden Eagle leasing echoes many of the complaints at this site. I leased a credit card terminal back in 2001 from this fraudulent company. Golden Eagle began charging my checking account a $60 a month fee. When I found out the terminal retail value was only $300.00 I called Golden Eagle to complain about the mark up but all I got was a run around. During the months that followed I tried getting an explanation from their belligerent phone staff. Their phone staff kept lying . I got sick of their lies and I requested to have the terminal removed.
They removed and took the equipment back 2002. It wasn't until January 2008 that I realized Golden Eagles was stealing money from my checking account. My accountant asked me about the $60.00 charge Golden Eagle was posting to my account. This charge has been posted for the last 8 years.
They were not authorized to charge my account, Specially when they had taken the equipment seven years earlier
I'm a practicing Dentist in New Jersey and I have a lot of canceled checks to go through on a monthly basis. I lease most of my equipment, therefore their stealing went unnoticed. I have some companies that automatically withdraw money from my account. They are all reputable companies and have kept their side of the deal but this Golden Eagle company are the worst most unscrupulous thieves I have ever seen.
I called the company several times to question the charges and they told me that the lease I signed was a permanent lease that cannot be canceled, I have never seen any company so disinterested, less helpful or more obstructive to delivering service to their customers than Golden Eagle. According to them the fact that I returned the equipment six years earlier has nothing to do with them.
I called the bank to canceled the automatic withdrawal from the account. My bank charged me $100 dollar for the stop payment. I thought the stop payment would finally end their robbery but the last two months they changed the amount and reasons for the charge and they were able to withdraw additional money from my account.
DO NOT DEAL WITH THIS COMPANY. A CREDIT CARD TERMINAL VALUED AT $300 DOLLARS HAS COST ME OVER $5,000 .DOLLAR SO FAR AND JUST THINK THEY REMOVED THE EQIPMENT 7 YEARS earlier.
I have already contacted The New Jersey consumer affairs office and the attorney General. I refuse to let these people get away with robbery. Not only do I feel violated but after reading other complaints about this company I feel that is my responsibility to bring this racket to justice. I don't care how much money it costs me.
Perth Amboy, New Jersey
U.S.A. EDitor's Suggestions on how to get your money back! HERE IS WHAT RIP-OFF REPORT SUGGESTS YOU DO:
Go to your bank within 60 days of the charge, or as soon as you know about the charge, don't delay, and tell them that there has been fraudulent activity within your account. Explain that you wish to file a dispute, and demand that they assist you in accordance with Federal Regulation E.
According to the majority of victims interviewed by Rip-off Report, those who immediately called their banks to dispute the charges did not get very far. Many victims got the following responses from their banks: we could not do anything for you or you waited too long; it has been more than 60 days.
If the bank is says that you have waited too long, explain to them how you called their 800 number as soon as the charges were found, and were told by the bank that nothing could be done. Remind the bank that they failed to assist you properly at the 800 #, and instead, provided you with an inadequate explanation of your right to dispute. Tell the bank that it's their fault time has expired, and since they gave you the wrong info to begin with, they will just have to deal with it, take the loss and reverse the charges.
Tell them the truth; this was unauthorized and your account was NOT to be charged! Keep emphasizing how you never authorized anything! Direct them to the hundreds of victims reports that were filed on Rip-off Report.com. And if you're at the bank, walk them over to their computer and make them go to this site! If you are on the phone with them, tell them you will wait while they access this site! Either way, be persistent! DO NOT TAKE NO FOR AN ANSWER!
Let them know nicely, that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks, find that name before you call or get to the bank so you can throw it in their face. The more knowledgeable you appear to be, the further you will get.
And just continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the supervisor or the area manager for all the branches in the state.
Let the bank personnel know you are meeting with the media later in the day, that you would much rather they do the right thing (as most other banks have) by looking at the complaints and immediately reversing the charge(s) to your account; no matter how long ago it was. Be sure to call the Media if necessary so you are telling the truth.
If you have to, be loud (but nice) in front of other customers. If you are just calling by phone, the above tactics should still work. The bank can easily fax or mail to you the Federal Regulation E dispute form. CHARGES TO YOUR CREDIT CARD
If the charge was to your credit card (not debit card, check card, or checking account), contact the credit card company as soon as possible to request a dispute form. Consumers usually have a little longer to dispute fraudulent credit card charges (up to 6 months), but it is better to act right away. In this type of situation, credit card disputes are usually successful since fraudulent companies often won't contest the disputed charge. In rare cases, credit card companies will review disputes, but refuse to reverse the charges. If this occurs, complain to a manager and let them know you will be filing a report here.
Remember Don't let them get away with it! Make sure they make the Rip-off Report .. The more Reports filed on a Company or individual, the more likely it is that the authorities, media and attorneys will want to take action.
And good luck Let us know how you do!
ED Magedson Founder, Rip-off Report.com & Author of www.ripoffrevenge.com
Don't let them get away with it.
Make sure they make the Rip-off Report!
We are not lawyers.
We are not a collection agency.
We are Consumer Advocates. ...the victims' advocate
WE are Civil and Human Rights Activists
We are a Worldwide Consumer Reporting News Agency ...by consumers, for consumers CLICK HERE to read about Credit Card Scams... find out how to get your money back. *Rip-off Report Investigation provides valuable information. Click here to read other Rip Off Reports on Golden Eagle Leasing