- Report: #77392
Report - Rebuttal - Arbitrate
Complaint Review: Green Tree, Conseco
Green Tree, Conseco800 Landmark Towers L800M St. Paul, Minnesota U.S.A.
Green Tree, Conseco Insurnace scam St. Paul Minnesota
*Consumer Comment: WE too are being forced to buy their insurance.
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We recently recieved a letter stating that They ( Green Tree ) are going to put their insurance on our home , because we did still did not have enough coverage. Which according to our agent, we had more coverage than Green Tree's coverage would be, but at one third the cost.
We have filed a formal complaint with the Oklahoma Insurance Commission, and are awaiting any results. this could take some time, in the meantime we have only a week or so to comply with Green Tree's demands. Our agent informed us the only difference in our current policy and the one they insist we have is the word Comprehensive which is not stated in the HO2 Broad Coverage policy. Or the Term All Perrils.
According to our agent the differences are as follows:
1: HO1 Basic Coverage limited coverage
2. HO2 Broad Coverage covers everything HO3&5 but must show cause of damage
3. HO3 Special Form no proof of cause of damage
4. HO5 Special Form w/ Higher Limits
We currently have a HO2 policy w/coverage to outer buildings, and personnal affects, which the policy Gree Tree is trying to force on us does not. In speaking to the Insurance Commissioner, he stated that after reveiwing our policy , that we have more than enough coverage and it seemed that Green Tree is trying to con us into using their insurance, just because of the wording and not the actual coverage of the policy.
There are a large number of complaints being filed with the office of the Oklahoma Insurance Commission, and an investigation is soon to follow. But, until an investigation is conducted and the results obtained, we the Manufactured Home Owners here in Oklahoma and around the country that have our mortgages with Gree Tree are helpless, and must pay outlandish prices for our insurance.
This report was posted on Ripoff Report on 01/19/2004 10:20 AM and is a permanent record located here: http://www.ripoffreport.com/r/Green-Tree-Conseco/St-Paul-Minnesota-55102/Green-Tree-Conseco-Insurnace-scam-St-Paul-Minnesota-77392. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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