- Report: #978274
Report - Rebuttal - Arbitrate
Complaint Review: Green Tree Servicing LLCD
Green Tree Servicing LLCDRapid City, South Dakota United States of America
Green Tree Servicing LLCD denied loan modification by defining financial hardship unrelated to income and expenses Rapid City, South Dakota
*Consumer Comment: Victims of Green Tree Discussion Group
*General Comment: I'm siding with Debbie on this ...
*Consumer Comment: Green Tree Certifications
*Consumer Comment: Green Tree Loan Modification Program
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We have been able to maintain our good credit and make our house payments on time up to last month. Our income year to date is $33,000. We have been forced to only pay only minimums on all of our lines of credit which is quickly getting to their limits. We donot smoke or drink, so our grocery budget is for food only. We have sold almost all of our personal belongings that had any value to pay bills. Our monthly expenses are around $4000, which includes a $2100 house payment.
Our cars are old and we are struggling just to maintain them. I have lost my front tooth due to peridontal disease and going to a dental school for treatment. We are on a payment plan to an attorney because Healthnet continued our coverage for two months that we did not know about. We are also on a payment plan to the IRS because we were unable to pay ALL of our taxes in 2010, when we actually had some income. We also have borrowed money from friends and family this year.
We have been informed that we did not qualify for a loan modification because we did not meet their definition of financial hardship. I was told that their criteria required a death or divorce. I know of many people who got loan modifications from their lenders because their lenders wanted to do the right thing. Green Tree referred me to quicken loans because they have no intention of helping anyone in need. I would like to see a lawsuit for their misrepresentation of claiming to want to help homeowners with financial difficulties!
This report was posted on Ripoff Report on 12/05/2012 11:46 AM and is a permanent record located here: http://www.ripoffreport.com/r/Green-Tree-Servicing-LLCD/Rapid-City-South-Dakota-57709-6172/Green-Tree-Servicing-LLCD-denied-loan-modification-by-defining-financial-hardship-unrelat-978274. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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