At the beginning of March 2008 I received a call in South Africa, out of the blue, from Ben Kasprzak of Gryphon Financial, New York, USA. I never had any dealings with them before or with any other offshore investment brokerage ever. On his questions I confirmed that I am not a player on the stock exchange, that I am not in the financial position to be such an investor/player, because I have invested all my life savings in my invented patented security device product and project. He explained the reason for his call, being a $99-00 special promotion payment from Gryphon Financial in my favour, deposited into my Bank account in South Africa, to encourage me to consider investing in lucrative shares as part of their portfolio. He requested my Bank debit card details for the deposit. This deposit attempt failed. He then requested my credit card details. I have no credit card. He then requested the credit card details of my wife, which I furnished. This attempt also failed, as confirmed by him while on the phone. After about two weeks he phoned me again. On his questions I again confirmed that I do not invest in shares, that I have no money and that all my live savings are in my invented patented security product and project. I also gave him details of my project in an attempt to possibly obtain assistance from him or Gryphon for a potential investor. This I followed up with an e-mail addressed to him. On 11 April 2008 I opened the mailed credit card statement, addressed to my wife for payment, to find a charge of ZAR786,29 (= to $99-00) + ZAR14,15 dated 6 March 2008, initiated by Gryphon Financial. I immediately informed the credit card division of her Bank to investigate this illegal transaction. My wife also sent an e-mail to Gryphon to confirm that she never gave any authorisation for this transaction. (Neither did I). On 15 April 2008 Kasprzak phoned me, refered to the e-mail of my wife, denied ever having mentioned any payment of $99-00 in my favour, told me that I subscribed to their Raging Bull and that they have a recording of my confirmation that they should execute a debit against the credit card account of my wife. He also said that they make these recordings to protect them against scum like me. I repeatedly requested that a copy of the recording be submitted to me, but he put the phone down in my ear. I phoned Gryphon, spoke to a lady (Nolan?) who confirmed she is a co-owner, new everything about the case and that they would never have had any intention of paying me $99-00. I reiterated that, in their interest, she better listen to the recording that Kasprzak referred to and told me about. All of the above will be confirmed by making available such full recording, i.e. if it ever exists. In the abscence of such a recording, other documented proof must be made available, authorising the transaction. The latter, I can confirm, does not exist. Gryphon must reverse these charges with immediate effect. Beware of this scam and never give your Bank or card details over the phone to anyone, not even people you know! How many other innocent people around the world has been negatively affected by Gryphon? Lets hear from you!