HEALTH OPTION ONE - Limited Medical Indemnity Insurance Benefits, underwritten by United States Fire Insurance Company Beech Street, A Viant Network Did not deliver services as promised Eagan, Minnesota

You can try and corrupt Ripoff Report, or any other pro-consumer rights websites for that matter, and no doubt, the insurance industry will try, but you won't be fooling anyone!  Oh, and trying to subvert the Occupy Movement's ethics for your corporate corruption and your sorry risk management strategies are just not going to work either. 

It's because you can't remove these truthful disclosures made in the public interest on Ripoff Report from the Internet, although we know the insurance and medical sectors have played every trick in the book to try (!!) - that now you're trying these pathetic denials, lies about remedy and recourse for consumers when there is none, and jeering attacks and character assassination on anyone who rightly criticises your precious company or the wider health and medical indemnity insurance sectors.  People need to understand that legislation like medical tort reforms is one factor in the wider context of abuses leading to consumers being ripped off so openly by insurance companies.   

Health Option One should be spending the money they've siphoned from trusting consumers on providing quality healthcare, which they've lead consumers to believe they will get, not spending the money instead on risk management ploys, which means Stu's salary, to cover up the big con later.  You are a big part of the ripoff, Stu.  Whatever corporate, pseudo-legal crap you next come back with, we've already dismissed it.   

This continued tirade has no specific complaint against our company, but is rather an anti-medical/insurance person using this site to vent.

If Health Option One is a rip off, why would I or anyone become a member?

And something is not' libel' if it's true, Stu! We're fighting to preserve our democracy, one based on the supremacy of human rights, including consumer rights and free speech.

You are a paid 'risk manager' , a mercenary, a hired gun for the insurance and health industries so no-one takes your 'risk managing' attempts to degrade our truthful disclosures seriously!  Consumers and patients don't have any vested interests like you do!!  We tell the truth and can thank Ripoff Report for allowing us to speak out for the public good.  Oh, that's right, Stu, the health and medical indemnity insurance companies, the medical sector and government medical malpractice legislation have secretly done away with the 'public good' and replaced it with corporate greed and deception, such as yours, haven't they?? 

This response seems to be directed at any and all entities associated with the medical and insurance professions. Despite any truths stated here, this has no place in this report. The specific reference to Health Option One is apparently not based on first hand knowledge but is a libelous smear by a non-member pushing their own personal agenda of blanket criticism.

Patient Advocacy Depts, Patient Assocs, Patient-Anything-to-do with insurance companies (both health insurers and medical malpractice indemnity insurers) and the medical field have all been all corrupted by tort reform.  Everybody knows that including you, you liar!  Stop lying to the public!  Your Patient Advocacy Dept is riddled with corruption and ripped off patients will just waste time and money trying to get a ruling...that in the unlikelihood they get one, it then won't be enforced!  There are no meaningful regulators of the medical sector and none for the insurance industry! and that means ALL insurers who have developed this 'corporate health' so very deviously and killed real 'healthcare'.

The world knows this must be true because the point of medical malpractice tort reform is to kill patients' rights and ensure they get no compensation.  'Medico-legal' means collusion and sly easy-money kickbacks paid by medical insurers to the sly lawyers of the patient to make sure the patient doesn't win their case; or lawyers are paid to kill and reject claims; and of course, 'professional medical indemnity insurance' for doctors means negligent doctors, as well as the growing numbers of doctors who deliberately injure, maim and kill get 'defended' with buckets of money from a never-ending pot of doctors' subscriptions fees.  AND 'defended' with a LOT of medical defense fraud, like falsified records, test results and fake xrays that judges, lawyers, government and police pretend they don't know about. 

Health Option One IS a rip off...  ...And so is medical tort reforms...and so are fake patient advocacy groups, medical boards etc governed by laws of tort reform, the whole medical industry, lawyers taking kickbacks from medical indemnity insurance companies...and all the insurers' 'inside people' in radiology and pathology labs who switch real test results for an immense amount of medical defense fraud and plant this false evidence on patients.  It's all connected in such a sick way. 

Situations such as this can often be resolved through the patient advocacy department. We assume this client properly attempted to get this resolved but it does not state so here. There are also clearly stated waiting periods for medical treatment just as there are with major medical plans. It is easy to vent such problems on the internet, but many of them can be resolved if given a chance.

Situations such as this can often be resolved through the patient advocacy department. We assume this client properly attempted to get this resolved but it does not state so here. There are also clearly stated waiting periods for medical treatment just as there are with major medical plans. It is easy to vent such problems on the internet, but many of them can be resolved if given a chance.