I live in NJ. In 2000 my then husband was permited to take a mortgage against our marital home without my knowledge or consent from HFC. I was not made aware of it until 2001 when the home was awarded to me as equitable distribution. 3 days after receiving the money, he pocketed nearly $100,000, fled the state, filed for divorce and then filed for bankruptcy (which was denied.) HFC, in flexing their corporate GIANT muscles, has since dragged me through the court system for 5 years now in an attempt to evict me from MY HOME even though their mortgage was done completely illegally!!! Their fraudulent mortgage has cost me over $100,000 in legal fees alone! This January, HFC's complaint for foreclosure, on my home, was dismissed for failure to prove the existence of a mortgage. However, to date they refuse to clear the title to the property including the lis pendens foreclosure action that was dismissed 4 months ago. In New Jersey, no one can extinguish the non-title spouse's right to joint possession or equitable distribution without their consent. Even though THEY broke the law, they have had the audacity to ask our court system to protect them. I have filed a complaint with the NJ Banking Division. Get a load of this, HFC has asked them to dismiss it since I am not a client of theirs, not on the note and did not ask my ex-husband for permission to file a complaint against "HIS" loan! SIMPLY AMAZING! They have dragged me through the court system for 5 years now. My home is currently up for tax sale because fighting this corporate giant has nearly bankrupted me and now I can not get a loan against a home I own free and clear because HFC continues to unjustly slander my title even though they lost in court! Household Finance Corporation is unethical, immoral and will use illegal activities just to give a loan! They have absolutely destroyed my life for the last 5 years. I have not only dealt with the emotional termoil of all this, but, am now suffering from physical ailments from my nerves! This is sickening and I would like to see them shut down forever. They have the money to hire "creative" lawyers to fight anyone. I WILL NOT BACK DOWN HFC!!! YOU HAVE MET YOUR MATCH! Can't wait to see what a jury thinks of all this! I will do what it takes to reveal you for what you are... THIEVES, LIARS, SNEAKS, CRIMINALS AND FIRST CLASS RIP-OFF ARTISTS!
North Arlington, New Jersey