• Report: #186038

Complaint Review: HFC, Household Finance

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  • Submitted: Tue, April 11, 2006
  • Updated: Wed, November 29, 2006

  • Reported By:Saugus Massachusetts
HFC, Household Finance
Rt. 1 South Saugus, Massachusetts U.S.A.

HFC, Household Finance, Your loan will never go down Ripoff Nationwide Massachusetts

*Consumer Suggestion: Chrysler bumps Household finance

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Follow the advice of Angela of Houston. Your balance will never go down with these people.

I took out a $7K loan about a year ago. My balance is $6600. They do have a weird way of calculating interest that is lost on the average person who doesn't possess a financial background.

When I complained, I was told "we told you when you took out the loan that you have to make more than your monthly payment if you expect the loan to go down." I've been doing that and it still stays about the same.

To solve the problem, I am selling my house and paying them, plus my car loan, off. I'm done with loans, credit cards, etc. and predatory practices. I use my debit card and make sure the account is pretty full, when I need to travel. I'll pay cash for a good used car. I cannot be a slave to increasingly high interest rates, fees for everything from electronic payments to copies of statements. I've so many horror stories about HFC taking people's houses.

They send monthly notices asking if I want to refinance. Yeah, right, and when I don't make double or triple my monthly payments, they'd be taking my house too, I'm sure.

My advice to everyone is forget about credit cards and loans (except for your mortgage) and go to the old "pay as you go" system. You'll save much grief and heartache over interest rates, etc.

Sheryl
Saugus, Massachusetts
U.S.A.

This report was posted on Ripoff Report on 04/11/2006 10:09 AM and is a permanent record located here: http://www.ripoffreport.com/r/HFC-Household-Finance/Saugus-Massachusetts-01906/HFC-Household-Finance-Your-loan-will-never-go-down-Ripoff-Nationwide-Massachusetts-186038. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

Chrysler bumps Household finance

AUTHOR: Steve - (U.S.A.)

Did you know?
Chrysler Financial signed on Household for their "S" tier bank in 2004. This is for poor credit customers. Chrysler bumped them after a year because they absolutely rot. Very cruel people! Chrysler has a new partner, Citi financial. Much better but dont expect nice people at the other end of the phone. I dont recommend ANYTHING with HSB, HSBC, Household anything!

Sincerely,
Steve Carpenter
Ex- Finance Manager
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