• Report: #832798

Complaint Review: HFC, and HFC II

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  • Submitted: Thu, February 02, 2012
  • Updated: Thu, February 02, 2012

  • Reported By: anne — hopkinton Massachusetts United States of America
HFC, and HFC II
po box 5233 carol stream, Iowa United States of America

HFC, and HFC II Can I get away from HFC? Please help, somebody! carol stream, Iowa

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Surprise.  Mortgage problems with HFC.  The most recent:
RE-Applied for modification- new rules. must apply after old terms run out. Sept.
RE-RE Applied  and HFC sent all correspondence for 2 months to some address in Texas.  Oct.
Found out- they had no way of figuring out how the address change happened. Dec.
Finally got modification reinstated on $1900.00/mo. 1/20.
THEN received a notice of foreclosure for $4000.00 owed.  I have no idea what this comes from.  The notice also stated that I had until June to cure this and then I could continue making my monthly payments of $3100.
I haven't called HFC yet about this new weirdness.  I found its best to have a lot of info. before tackling their phones.  You often get a wide range of answers to your questions that the next HFC rep. says are not true.
Do I contact them assuming it is a mistake?  Do their departments contact each other?  Is there a more central or higher up level I can go to? 
My house is worht $1000,000.00 less than the mortgage, it is 42% of my salary, I am disabled and can not work a second job.
I just want out.  Has anyone gotten away from HFC without selling or foreclosing?  How can I prove they sent my correspondence to another address and racked up fees?  Is this other notice fraud?

This report was posted on Ripoff Report on 02/02/2012 10:50 AM and is a permanent record located here: http://www.ripoffreport.com/r/HFC-and-HFC-II/carol-stream-Iowa-/HFC-and-HFC-II-Can-I-get-away-from-HFC-Please-help-somebody-carol-stream-Iowa-832798. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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