HOUSEHOLD BANK, HOUSEHOLD BANK ,HSBC SCAMMED AND CHARGED ME FOR CARD I DONT HAVE AND NEVER USED! SALINAS California

Check with your Attorney General's office. They usually have a consumer affairs office. File a written complaint. They are very helpful and if they get enough complaints - they really do something about it. They can put them out of business in your state. Check on the internet for their office and complaint forms can be downloaded or printed off the internet. Have all you infor ready.

Did you speak to a supervisor? Did you ask for a copy of the application? Did you ask when the card was activated ? If you speak to a supervisor, and there has been no activity on the card other than the $59.00 annual fee they should reverse that fee and close the card. If the supervisor is not willing to do that, ask to speak to a floor manager, if not available, ask to speak to the VP in charge of "executive resolutions". This should take care of the problem, you may want to get the VP's address (if you have to go that far) to send a follow up letter (and keep a copy) to make sure that they do waive the $59.00 annual fee and close the account. I hope that works for you.