• Report: #565918

Complaint Review: HOUSEHOLD FINANCE CORP

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Sun, February 07, 2010
  • Updated: Sun, February 07, 2010

  • Reported By: John C. — Ontario California United States of America
HOUSEHOLD FINANCE CORP
PO Box 5233 Internet United States of America

HOUSEHOLD FINANCE CORP - HFC - HSBC - HFC Mortgage Services Internet

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

My ripoff began at time of mortgage offer. I was offered a mortgage with adjustable rate that was supposed to be refinanced to a descending rate from $1850.00 to $1100.00 a month then lock-in at $1100.00 for last 25 years regardless of credit. I was told in 2006 that HFC wrote any mortgage in any manner it wanted. I was told everything I wanted to hear at time of financial distress and I believed it. After the agreed upon time which was one year passed I returned to HFC office and found entire new personell in office and no-one knew of my agreement. I was offered a refinance of 2% higher than what I had at that time due to my credit problems. I refused knowing I would be in foreclosure if I accepted that rate. I am now in foreclosure due to agreements made by HFC which were not recorded at time of offers. In September of 2009 I was offered a temporary modification and made payment by same person from HFC. HFC claims to not have any record of mod and demanded $1000.00 for previous payment as well as current payment amountin to $3500.00 which I did not have. My payment was $2450.00 before mod and $1600.00 after mod. In a 4 month time frame HFC changed my payment from $2450.00 to $1590.00 to $1760.00 to $1950.00 all on the phone. Due to HFC shutting down all offices for most of time HFC cliams all agreements made over phone were not recorded. How can a company who manages mortgages for so many people not have a system of record keeping that allows financial records to be able to be verified for past, present and future business. I ask all people who are in similar predicament to call and report HFC to thier attorney generals of state and treasury departments so that an investigation can be made against this Rip-off company.

This report was posted on Ripoff Report on 02/07/2010 12:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/HOUSEHOLD-FINANCE-CORP/internet/HOUSEHOLD-FINANCE-CORP-HFC-HSBC-HFC-Mortgage-Services-Internet-565918. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on HOUSEHOLD FINANCE CORP

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory