• Report: #570069

Complaint Review: HOUSEHOLD FINANCE CORP.

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  • Submitted: Mon, February 15, 2010
  • Updated: Wed, February 17, 2010

  • Reported By: ticked-off — Roodhouse Illinois United States of America
HOUSEHOLD FINANCE CORP.
P.O. BOX3425 Internet United States of America

HOUSEHOLD FINANCE CORP. I was charged for an appraisal on a refi-on my house, which I never recieved a copy of.Because one was never done and according to HFC it was for more than what my house is worth.Which I recently foun BUFFALO, Internet

*Consumer Comment: Laws Change

*Author of original report: ticked off

*Consumer Comment: House appraisal

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I recently had a certified FHA appraiser do an appraisal on my house for a refinance to get away from HFC. My appraisal came back way under what HFC " suposedly" appraised it for 4 yrs ago on a refinance.Which after checking my files I was never giving a copy of an appraisal, now I know why. One was never done but they sure made me pay for one though!!!Now I WANT TO KNOW WHY  I NAVER GOT A COPY OF THIS APPRAISAL!! But I'm sure I won't get one since they got me in a morgage that is more than my house is worth and can't get away from them til I get it paid down enough for someone else to refinance it at what it's worth.And now when I call them all I get is a busy signal??? What a load of CRAP!!


This report was posted on Ripoff Report on 02/15/2010 11:34 PM and is a permanent record located here: http://www.ripoffreport.com/r/HOUSEHOLD-FINANCE-CORP/internet/HOUSEHOLD-FINANCE-CORP-I-was-charged-for-an-appraisal-on-a-refi-on-my-house-which-I-nev-570069. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Laws Change

AUTHOR: Bob - (United States of America)

Before May1, 2009, one had to request the appraisal done on your house. Since then companies are required to give you a copy of the appraisal.
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#2 Author of original report

ticked off

AUTHOR: ticked-off - (United States of America)

  Well here's the problem I have with them, I was told personally I would recieve a copy of my appraisal that I paid for. And now when I call the ph.# I have for them all I get is a busy signal.I understand recessions but I have been to two other lending co., shown them my situtation & both agree my house value wouldn't have went down $35,000 in 4 yrs!! And I have a problem with false statements from them on a side loan I have with them that it was understood my intrest rate would be high for the first yr. but as long as I made my payments on time which I did, I could come back in to get it lowered. Well I was laughed out the door. And the reprsentive that told me this now no longer works there either? I just can't get away from this HFC fast enough!

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#3 Consumer Comment

House appraisal

AUTHOR: Sammy - (U.S.A.)

It's very possible your home is worth less. Did you get a 100% loan. There are a lot of houses that appraise less than 4 years ago. That's what a recession will do. Also, the appraisal you paid for was for the banks benefit not yours. They do not owe you a copy.

Real Estate Agent

Ohio

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