My heart skipped a beat or two when I simply typed in HRS USA in the search engine to find their web site, but instead found all of these late payment complaints by customers and how HRS are lying, and delaying applying it to your account in their database. I now think that my lost money order that was never applied by them is not a mistake and was not lost by the postal service, now I just hope that I don't have the problems others have when I pay off my balance before the due date where after this date interest would start acruing:
After using personal checks to pay off my balance from buying a laptop a little at a time, it was fine until I used a money order. They say it could have gotten lost but I don't think that is the case. It has been a month and now I have to pay $12 to get my $100 money order refunded because they never applied it, a Western Union money order.
1) Don't use a money order, especially from Wester Union, they rip you off in charges if it is never cashed
2)Don't use a CompuUSA, Best Buy, or any other card that is associated with HRS USA
I know for a fact it isn't a mistake that this is missing. Now I have to pay an extra $100 because my money order was never applied and have to try to get that refunded and have wasted my valuable time.
I challenge you all to take them to court if you have any trouble, you have the right to sue credit card companies and it does work against them, although they would like to tell you that you can't sue them, that is not true, it is very effective and makes them obey the law, got this from a show I watched that was very informative on TV. I figure this is my money, if a credit card company messes with me, I will see them in court and will do whatever it takes to see justice.