ED Magedson – Founder
HSBC Auto Finance, HAFC, HSBC, Household Auto Finance Corp., Household Finance Corp., HFCPO Box 17548 Baltimore, Maryland United States of America
I purchased my vehicle from Mike Miller Autopark in Peoria, IL in August of 2004. Original loan was from National City Bank and my father, George Godsil had co-signed for me. 2 weeks after purchase I recieved a call from a HSBC representative and they made a offer with lower APR and 60 months vs 72 months - my payments actually even went down. I have made all my payments since September of 2004; however, the statement state I opened the account on 1/19/2005 - the pay off was first online as 03/10 which would be closer than what is says now at 03/11 a whole year!!! The original loan amount was for $24,364.83 and my payments are 454.11 with the APR @ 10.9% They keep pushing my payoff date back and now am so negative equity can't sell the vehicle. I have tried multiple times to reach them via phone and email, just to get a email back that I should call this number to no avail. My vehicle should have atleast another $2270.55 off its balance.
This report was posted on Ripoff Report on 08/12/2009 08:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Auto-Finance-HAFC-HSBC-Household-Auto-Finance-Corp-Household-Finance-Corp-HFC/Baltimore-Maryland-21297/HSBC-Auto-Finance-HAFC-HSBC-Household-Auto-Finance-Corp-No-payments-posted-to-my-accoun-478787. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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