- Report: #426443
Report - Rebuttal - Arbitrate
Complaint Review: HSBC Bank
HSBC Bank1352 Charwood Road Hanover, Maryland U.S.A.
HSBC BANK Lowered Credit Limit - No Notice via Accountcentralonline, HSBC suddenly lowered my credit limit to a shade higher than current balance Hanover Maryland
*Author of original report: New LOWERED Limit works out to 5% available credit
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my credit limit had been lowered by about 30% (not bad) and I have a limited amount of available credit now.
I made the payment this morning - well above (actually about 5x) the minimum due - which is what I usually do on this account as I intentionally used the credit line to make a single fairly large single purchase about six months ago intending to pay it off in increments (and have been doing so religiously since).
Not a major "loss" for me as I did not intend on using my HSBC card again, except in an emergency (which isn't anticipated), but I certainly do not appreciate a slash in my credit limit without notice.
So, all you HSBC execs, full of crap on your million dollar salaries, bite me. Instead of you using me, I feel I have used you for all you are worth and I continue to enjoy my purchase of about six months ago.
You are still a sub-standard company. But then again, you are in the banking business and we all now know how sub-standard you are.
May you go bankrupt and not receive any bailout funds.
[ in Maryland ]
State Of, Maryland
This report was posted on Ripoff Report on 02/20/2009 08:16 AM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Bank/Hanover-Maryland/HSBC-BANK-Lowered-Credit-Limit-No-Notice-via-Accountcentralonline-HSBC-suddenly-lowered-426443. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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