- Report: #400363
Report - Rebuttal - Arbitrate
Complaint Review: HSBC Card Services - Orchard Bank
HSBC Card Services - Orchard Bank1301 E.Tower Road, Schaumurg ILLINOIS Salinas, California U.S.A.
HSBC Card Services - Orchard Bank raised interest from 13% to 30% Salinas California
Obviously I cannot afford this. I have been in good standing with them with the exception of 2 late payments over the past 2 years. These "late payments" were only by days, not even weeks. They informed me I needed to have 6 consecutive months before they would lower the rate. That is $2,520.00 in interest alone on a $1400.00 bill.
I even paid both cards off completely in one lump sum last year. They refuse to cooperate with me. I closed out both accounts completely and am not pondering how to deal with this situation. Was relieved to see I am not going crazy. They are doing this to plenty of others. SHAME ON YOU!
Fed up with HSBC
This report was posted on Ripoff Report on 12/11/2008 02:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Card-Services-Orchard-Bank/Salinas-California/HSBC-Card-Services-Orchard-Bank-raised-interest-from-13-to-30-Salinas-California-400363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
- Keep the name short & simple, and try different variations of the name.
- Do not include ".com", "S", "Inc.", "Corp", or "LLC" at the end of the Company name.
- Use only the first/main part of a name to get best results.
- Only search one name at a time if Company has many AKA's.
Advertisers above have met our
strict standards for business conduct.