- Report: #400363
Report - Rebuttal - Arbitrate
Complaint Review: HSBC Card Services - Orchard Bank
HSBC Card Services - Orchard Bank1301 E.Tower Road, Schaumurg ILLINOIS Salinas, California U.S.A.
HSBC Card Services - Orchard Bank raised interest from 13% to 30% Salinas California
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Obviously I cannot afford this. I have been in good standing with them with the exception of 2 late payments over the past 2 years. These "late payments" were only by days, not even weeks. They informed me I needed to have 6 consecutive months before they would lower the rate. That is $2,520.00 in interest alone on a $1400.00 bill.
I even paid both cards off completely in one lump sum last year. They refuse to cooperate with me. I closed out both accounts completely and am not pondering how to deal with this situation. Was relieved to see I am not going crazy. They are doing this to plenty of others. SHAME ON YOU!
Fed up with HSBC
This report was posted on Ripoff Report on 12/11/2008 02:09 PM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Card-Services-Orchard-Bank/Salinas-California/HSBC-Card-Services-Orchard-Bank-raised-interest-from-13-to-30-Salinas-California-400363. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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