- Report: #371530
Report - Rebuttal - Arbitrate
Complaint Review: HSBC Direct Merchants Bank; HSBC Bank, Nevada
HSBC Direct Merchants Bank; HSBC Bank, Nevadadirectmerchantsbank.com Las Vegas, Nevada U.S.A.
HSBC Direct Merchants Bank; HSBC Bank, Nevada Closed 15 year old account w/perfect credit history for 6 mos "inactivity" Las Vegas Nevada
I have (had) a perfect history with them, have never paid late and have carried high balances with them (over $8K) in the past. I will attempt to have the 3 credit reporting agencies note that the account was "closed due to inactivity" so it doesn't just say "closed by lender." I'm not worried about my FICO score because I have great credit however this could really hurt others who don't have established credit.
I am about to pay off another HSBC account that I opened because it offered a 0% APR for 12 months and I have decided I will close the account after it's paid off. I won't give my money to a company that punishes long-time loyal consumers.
Katie in Virginia
Amelia Courthouse, Virginia
This report was posted on Ripoff Report on 09/10/2008 06:57 AM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Direct-Merchants-Bank-HSBC-Bank-Nevada/Las-Vegas-Nevada-89193/HSBC-Direct-Merchants-Bank-HSBC-Bank-Nevada-Closed-15-year-old-account-wperfect-credit-371530. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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