- Report: #296029
Complaint Review: HSBC - Household Bank
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| HSBC - Household Bank P.O.Box 81622
Salinas, California U.S.A. |
|
HSBC - Household Bank Dishonors Due Dates Salinas California
*Consumer Comment: Please robert, name one other company that sends a paper bill with the 'due date' clearly listed
*Consumer Suggestion: Not just Household
*Consumer Comment: This is an old trick....
*Consumer Comment: Name One Other Company robert
*Consumer Comment: Well, now you know to pay it BEFORE the due date.
*Consumer Comment: Well, now you know to pay it BEFORE the due date.
*Consumer Comment: Well, now you know to pay it BEFORE the due date.
*Consumer Comment: Well, now you know to pay it BEFORE the due date.
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At 8:45am on August 2007, I made an instantaneous e-payment on my account on the due date.
I received a warning that if I did not agree to an additional $15 fee, my on-time payment would still be considered a day late.
To avoid a bruise on my credit report, I paid the extortion.
I wrote a polite letter to HouseHold's Customer Service address, requesting the return of my $15. The letter was ignored.
I wrote two online messages.
HouseHold Bank sent a friendly reply, declining to return my $15. My polite follow up message was ignored.
With an interest rate of over 18%, HouseHold Bank has earned well over a thousand of dollars on my account over the years. That was according to our agreement; I don't fault it for that.
I deal with a number of banks; everyone, except HouseHold Bank honor their due dates. This compliant letter only addresses the latest of 4 due date frauds. I should have closed the account the first time.
Shawn
Fayetteville, North Carolina
U.S.A.
This report was posted on Ripoff Report on 01/01/2008 01:51 AM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-Household-Bank/Salinas-California-93912-1622/HSBC-Household-Bank-Dishonors-Due-Dates-Salinas-California-296029. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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Search Tips#1 Consumer Comment
Please robert, name one other company that sends a paper bill with the 'due date' clearly listed
AUTHOR: John - (U.S.A.)
SUBMITTED: Wednesday, February 13, 2008
Capital One
American Express
HSBC
Advanta
Citi
Discover
This is a FACT.
#2 Consumer Suggestion
Not just Household
AUTHOR: South Texas - (U.S.A.)
SUBMITTED: Wednesday, February 13, 2008
No excuse though, because if you've paid online you have to regisiter to do so... and you agree to the rules beforehand.
#3 Consumer Comment
This is an old trick....
AUTHOR: John - (U.S.A.)
SUBMITTED: Wednesday, February 13, 2008
#4 Consumer Comment
Name One Other Company robert
AUTHOR: Guy - (U.S.A.)
SUBMITTED: Tuesday, February 12, 2008
Thanks
#5 Consumer Comment
Well, now you know to pay it BEFORE the due date.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, January 01, 2008
No rip-off here.
#6 Consumer Comment
Well, now you know to pay it BEFORE the due date.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, January 01, 2008
No rip-off here.
#7 Consumer Comment
Well, now you know to pay it BEFORE the due date.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, January 01, 2008
No rip-off here.
#8 Consumer Comment
Well, now you know to pay it BEFORE the due date.
AUTHOR: Robert - (U.S.A.)
SUBMITTED: Tuesday, January 01, 2008
No rip-off here.
