HSBC ,Orchard Bank Visa And Mastercard, HSBC Card Services Just heard from this place again, now they want to take me to court over this mess...and now they want over $1000.00...DO NOT EVER DO BUSINESS WITH THESE PEOPLE ..EVER! this is on an account that was ORCHARD BANK, Internet

Well just heard from this place again and now they want to take me to court for $1000.00 for an account that should have been closed over two years ago. Do not ever do any type of business with this place...ever! This has got to be the biggest ripoff since sliced bread. These people have devised a unbelievable plan to make sure they tack on as many fees as possible to your account, making it impossible to ever get out from under them. They withhold payments to assure themselves of a late fee that you didn't know about, then they make sure you don't know about it so they can tack on as much interest as possible to your account ...this has got to be the worst scheme I have ever come across any where and do not know how they can continue to do business in the US?