- Report: #423244
Report - Rebuttal - Arbitrate
Complaint Review: HSBC RETAIL SERVICES BEST BUY
HSBC RETAIL SERVICES BEST BUYPO Box 60148 City Of Industry, California U.S.A.
HSBC RETAIL SERVICES BEST BUY FRAUD BILLING LATE FEES HERE IS MY COMPLAINT TO THE BBB City Of Industry California
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Mr. David ****
(((personal info redacted)))
Retail Services (Best Buy Credit Card)
PO Box 60148
City of Industry, CA
Phone: Complaint Text
Using the bill pay system on this company's web site I scheduled payments to be taken from my checking account at least 7 days before due date. The company site claims that the payment will be posted on a certain due date and payment will be made on or before the due date.Each month this is not the case and a 29.00 late fee has appeared on each bill.
I scheduled Decembers 2008 payment 12 days in advance yet still I am billed a 29.00 late fee. After further research using search engines on the Internet I have found that I am not the only victim of this absolute fraud. If you go to Ripoffreport.com you will find hundreds of people with the same issue. If you search the Internet regarding this company you will find thousands upon thousands of complaints about this companies fraudulent late fee charges.
I want this company to reverse all late fees on this account since its origination and then give me a balance of the account so I may pay it in full after the adjustments have been made. If the company decides not to accept this offer I will be going to local news stations and the US Attorney Generals Office asking them for an investigation of these fraudulent late charges.
I will file a complaint as well with the banking commissioner as well as the FTC. I have a perfect credit history and have never ever paid a bill or have been charged a late fee in my life. Here is the response I received when I called the customer service number on my statement" you can sue us if you would like". I never mentioned suing them.
Resolution Sought: Remove all fraudulent late fees and send amended statement so I can pay this account in full
Date Problem Started: 02/12/2009
Date of Transaction: 06/01/2008
Amount in Dispute: $145.00
Complaint Type: Credit/Billing/Coll.
Product or Service: Credit Card Best Buy Acct # 7001-1670-2363-1154
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BBB of the Southland, Inc.
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This report was posted on Ripoff Report on 02/12/2009 04:21 AM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC-RETAIL-SERVICES-BEST-BUY/City-Of-Industry-California-91716/HSBC-RETAIL-SERVICES-BEST-BUY-FRAUD-BILLING-LATE-FEES-HERE-IS-MY-COMPLAINT-TO-THE-BBB-City-423244. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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