• Report: #1005152

Complaint Review: HSBC

  • Submitted: Mon, January 28, 2013
  • Updated: Mon, January 28, 2013

  • Reported By: JeanM — Tempe Arizona United States of America
One Hsbc Center Buffalo, New York United States of America

HSBC Paid loan off ahead of schedule, missed one payment by 88 cents and get $87 late payment penalty Buffalo, New York

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Paying either $200 to $300 a month more than the payment amount now for about 10 years on this mortgage loan.  But the last four months I have been paying just the payment amount.  But on one of them I missed the payment amount by 88 cents.

HSBC then charged a $87.24 late payment penalty.  In talking to customer service, I am late, and that is it.  Pay the late payment penalty plus the 88 cents or we charge you another.

Looking back the last 19 payments, I am ahead $4,400...  But HSBC says I am behind...  That is outright fraud and extortion.

Excellent class action law suite material.

This report was posted on Ripoff Report on 01/28/2013 08:29 PM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC/Buffalo-New-York-14203/HSBC-Paid-loan-off-ahead-of-schedule-missed-one-payment-by-88-cents-and-get-87-late-pay-1005152. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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