• Report: #964722

Complaint Review: HSBC

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  • Submitted: Sun, November 04, 2012
  • Updated: Mon, November 05, 2012

  • Reported By: jazzman3333 — coram New York United States of America
HSBC
ONE HSBC CENTER buffalo, New York United States of America

HSBC HSBC ,NA ripoff of INTL customers, refuses to close accounts buffalo, New York

*Consumer Comment: coast out of rehab so soon??

*Consumer Comment: Change your attitude

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First off, they made me change the account type when moving from NORFOLK,VA to SAN DIEGO,CA which removed the VISA draft limit at ZERO(you know, when you cant take out more money then you have). Secondly, when asked to close the account the bank refuse THRICE. I offered my explaination in writing, even called the bank and they still refused.Next thing I know they want $400+ from me stating I forget an automated transaction. I asked to close the account as my income was going to another bank, NFCU, which I had been with since 2003 and had no problems with. NAVY FEDERAL does not have the draft beyond zero problem that HSBC and BofA have.

However at this point the bank notified CHEX SYSTEMS behind my back. I was homeless for two years and find this out when trying to switch banks that this had happened.Its not listed on the three credit bureaus, CHEX SYSTEMS is the BANKING SYSTEM FRAUD hotline that merchants use to report bad check writers. Needs to integrate with the other three. YOu could be on this list and not know it until its too late.

Even though I filed CH7 in 2010 this bank is continuing to give me hell, despite the fact that I lost a storage unit with most of my documentation within the storage unit. The BANK doesnt seem to care.

DO NOT OPEN an account with this BANK. IF YOU HAVE ONE, CLOSE IT IMMEADIATELY!

This report was posted on Ripoff Report on 11/04/2012 08:17 PM and is a permanent record located here: http://www.ripoffreport.com/r/HSBC/buffalo-New-York-/HSBC-HSBC-NA-ripoff-of-INTL-customers-refuses-to-close-accounts-buffalo-New-York-964722. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

coast out of rehab so soon??

AUTHOR: The Outlaw Josey Wales - (United States of America)

 you have to complete the 12 steps in order to be cured, other member have suceeded, there is still hope for you
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#2 Consumer Comment

Change your attitude

AUTHOR: coast - (USA)

"NAVY FEDERAL does not have the draft beyond zero problem that HSBC and BofA have."

That's not the bank's problem. That's YOUR problem. People that constantly overdraft will always have financial problems. Clean up your act.

Banks should file a report with ChexSystems when a customer uses bankruptcy to dodge overdrafts and fees. You will continue to suffer financial issues unless you change your attitude about who is to blame for this.
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