• Report: #713728

Complaint Review: Harley Davidson Credit Corporation

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  • Submitted: Mon, April 04, 2011
  • Updated: Mon, April 04, 2011

  • Reported By: PissedOffHarleyRider21740 — Hagerstown Maryland United States of America
Harley Davidson Credit Corporation
5505 N Cumberland Ave - Ste 307 Chicago, Illinois United States of America

Harley Davidson Credit Corporation Eaglemark Bank Misleading with Credit Card Payments Chicago, Illinois

*Author of original report: Card Useage

*Consumer Comment: First time you've tried this?

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To all fellow Harley Davidson / Eagle Mark Bank loan holders.  BEWARE of using a credit card with these individuals as your payment is being processed as a CASH ADVANCE and not as a Retail or Mail Order/Telephone Order transaction.  You ask, what does this mean to me?  If you give a credit card for a payment, your Credit Card Issuing Bank is going to assess you a very high transaction fee - this fee is calculated at a daily basis until that portion of the balance is paid in full.  Contact your credit Card Company to find out how to pay down that portion of the balance as quickly as possible.  Eagle Mark charges us high enough for Loan rates and then they are processing these payments at an even higher rate of expense to the Consumer.  I have spent 3 weeks trying to get someone form HDFSI/Eaglemark Bank to give me an answer - finally today was able to make the right connections in Senior Management.  The fleecing of America....ride on...and f' them at HDFI and Eaglemark....this is BS

This report was posted on Ripoff Report on 04/04/2011 02:06 PM and is a permanent record located here: http://www.ripoffreport.com/r/Harley-Davidson-Credit-Corporation/Chicago-Illinois-60656/Harley-Davidson-Credit-Corporation-Eaglemark-Bank-Misleading-with-Credit-Card-Payments-Ch-713728. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
Updates & Rebuttals

#1 Author of original report

Card Useage

AUTHOR: PissedOffHarleyRider21740 - (United States of America)

The purpose of me using the card was to earn "reward points" from this particular Bank,  as I pay my credit card balance in full each month.  Lesson learned here that is for sure!  I may ride a Harley....but they rode me..and it was DRY with no lubrication!
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#2 Consumer Comment

First time you've tried this?

AUTHOR: Flynrider - (USA)

  Actually, I'm surprised that it worked at all.   Generally, most lenders will not allow you to make a loan payment with a credit card (some will accept debit cards).  Think of it this way, when you use a credit card, you are, in effect, borrowing money from the card issuer.    Borrowing from one lender to pay another is frowned upon in the industry.   I'm not surprised that they only accept it via Cash Advance transaction.  That route has fewer drawbacks that a regular retail transaction.

  Bottom line, paying a loan with a credit card is not usually allowed at all.  You should expect that any financial institution that does this is going to do it in a way that provides the least risk to them.
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