• Report: #1161782

Complaint Review: Hartford ltd disability Insurance

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  • Submitted: Sun, July 13, 2014
  • Updated: Mon, July 14, 2014

  • Reported By: anonymous — Brunswick Ohio
Hartford ltd disability Insurance
Nationwide USA

Hartford ltd disability Insurance The Hartford ltd denying ill patient legitimate claims Hartford Nationwide

*Author of original report: reply

*Consumer Comment: question

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I have a legitimate disability claim for long term disability through the Hartford. I paid the highest coverage allowed through University Hospital of Cleveland ohio.  The Hartford has unlawfully denied my claim & due to their negligence and non payment.  I have lost my apartment, I have suffered & so has my child.  My health has gotten worse and more painful. I've had seizures on the Hartford phone members bc of the stress they have caused directly.

My relationships have suffered as much as my financial state. I was told by my Hartford analyst...well amanda its insurance so its expected.Its my health and well being and being ill isn't a choice nor is paying into an ins company  that causes a finacial disaster and losing a healthy enviorment of habitat is cruel. I haven't received my benefits for 2yrs. I have 80% coverage and in addition more pain and suffering physically, mental illness and emotional abuse.


This report was posted on Ripoff Report on 07/13/2014 11:32 PM and is a permanent record located here: http://www.ripoffreport.com/r/Hartford-ltd-disability-Insurance/nationwide/Hartford-ltd-disability-Insurance-The-Hartford-ltd-denying-ill-patient-legitimate-claims-1161782. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
1Author 1Consumer 0Employee/Owner
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#1 Author of original report

reply

AUTHOR: anonymous - ()

Yes I have epilepsy that isn't controlled.  All my medical records were sent along with my doctors statement declaring permanent disability.  Hartford denied bc they stated they couldn't read physician writing, unknown types of seizures, Hartford made excuses stating a neurologist wasn't capable of of caring for my extended diagnosis's so I saw additional doctors they said I needed which was a lie. I had ltd for a year without a problem it was after the first year they started playing games. I tried to file a second appeal covering all their excuses but now I have to sue them bc your only aallowed one appeal. 

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#2 Consumer Comment

question

AUTHOR: Jeanski - ()

What reason did they give you for denying benefits? Can you explain the nature of your disability? Do you have medical evidence? Seems like this would all be important to add to your report.

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