Home Depot (Citibank, South Dakota, NA) CitiCorp, CitiBank, N.A., Home Depot Credit Services, Ken Stork (President & CEO), Citibank, South Dakota, NA CREDIT BALANCES UNDER $1 ARE NOT REFUNDED TO HOME DEPOT/CITIBANK CARDHOLDERS. TOLD THESE FUNDS ARE SENT TO CHARITY. Internet

I recently received my Home Depot/CitiBank credit card statement, knowing that I had a credit balance under $1. Statement showed a zero balance.  Called Home Depot/Citibank Customer Service  and spoke to Ryan and was told that refunds are not returned if under $1. Spoke to Supervisor (Takia, ID THD94) who concurred and further stated that said credit balances go to charity.  I asked for documentation, showing which charities.  Approximately 2 weeks later, received a generic Card Agreement, stating nothing about charties. One week after, I received a $1 check in the mail. 

My questions is:  How many Home Depot/Citibank cardholders have a credit balance of under $1 and never receive this money and do not follow up?  Isn't this called fraud/stealing?