Home Profits, Duvera and Yes International Scam and Rip-off Internet

I signed up for a program online that was supposed to help me start my online business for ($49.99), hoping I could start making money at home. Shortly after I was contacted by Jeff Jeffries from Apply Knowledge Institute saying he was aware of the purchase that I had just made and was able to help me get everything going with some coaching. I would be making money in no time!!!

Jeff told me that all I needed to was to pay start-up costs and they would do the rest ($4,800). I was then directed to sites that helped me learn more about selling more using Ebay and such websites. The sites worked fine for a little while then it stopped. I contacted Apply Knowledge and I was told that someone would contact me to walk me through fixing those issues. I was contacted by some pushy little snot named Bryan, telling me that I would need to upgrade the program and that would cost me ($1,700). A few days later I was also contacted by someone from The Tax Club informing me that I needed to have accounting help once my business was up and running. That cost me another ($2,300).

I havent spoken to a coach in months and Im sitting here trying to figure out what it is my money really went for. It certainly wasnt for ME to make money at home. It went straight into their pockets. My online business hasnt produced anything because they did not do a thing!!! I tried contacting Apply Knowledge several times hoping that I can get my money refunded back to me and to cancel with them. They informed me that I was under a contract and I could pay the full amount, which was another $2,700, or they would sue me. I told them I would be contacting the Attorney General to straighten this out and hung up. I refuse to give them any more money. They never did anything in the first place.

I did some research on Apply Knowledge aka eVertex aka 6-Figure Consulting and The Tax Club. ALSO YES International, Duvera and Online Profit Masters. Neither have good reputations for providing the services that they promise. THEY ARE ALL SCAM AND SCUM!!! In my research, I came across a law firm that helped me get my money back with no money up front. I spoke to this very lovely woman named Cheryl @ 319.423.7643. She really got the ball rolling and I am SO THANKFUL to her.

Moral of the story.DONT TRUST ANYONE WITH 2 FIRST NAMES(Jeff Jeffries) and certainly dont trust Apply Knowledge Institute. They are no good and are  only out to take money from people.

After I posted this initially, I learned that they also go by Online Profit Masters, Duvera and YES International. I wanted to make sure others that are dealing with these companies have more info on them as they are ALL CROOKS!!!

I've continued to see these type of actions against folks whom their only crime is to make a living and cant help but wonder where are our political reps when companies such as this one do things like these. This one company it just happens to be in the same building as Mr. Stinson's ( Please note his direct contact info below )

District Office Tom Stinson - 
Senior Field Representative Marie Joyce - 
District Director Michael Hadland - Field Representative
1910 Palomar Point Way, Suite 106 
Carlsbad, CA 92008
760-929-7998
760-929-7999 faxCapitol Office Mike Zimmerman - Chief of Staff Erin Donnette - Legislative Director Emily Towner - SchedulerState Capitol
Sacramento, CA 95814
916-319-2074
916-319-2174 fax

Call them up and present your concerns about this company dba Palomar Associates, their affiliation w/ Yes International, llc,  Stores Online, e-commerce etc etc etc these are companies that continues to defraud single mother and citizens in general, a company that's pretty much been banned from almost every state in the country for defrauding folks on promises that simply dont exists. Duvera Financial dba Palomar Associates continues to buy/service their accounts as if there's nothing wrong going on w/ these bunch of thefts .