- Report: #308197
Complaint Review: Homeq Mortgage Servicing - Deutsche Bank National Trust Company
Related Reports
Featured Ripoff Reports
Ripoff Reports
Ripoff Report on CBS 19
Ripoff Report on CBS 19 - Global Marketing Alliance
Ripoff Report on ABC 15 - Smart Shopper
Ripoff Report - Girls Gone Wild
Ripoff Report on Fox 11 - Car Repair
Special Features
-
Doctored Reviews is designed to help patients, doctors, and websites understand the problems created by Medical Justice, a company trying to restrict online patient reviews, and to offer some ways that let patients freely talk about their healthcare experiences. -
The government should serve voters, not corporate special interests. Public Citizen works to empower ordinary citizens, reduce the influence of big corporations on government, open the government to public scrutiny, and hold public officials accountable for their misdeeds. -
WHAT YOU NEED TO KNOW ABOUT THE BBB: NOT a government agency as listed in your local phone book. Instead the BBB is a private non-profit / franchise operation. 20/20 exposes the BBB, Hamas Terror Group Gets 'A' Rating - BBB is running a "pay for play" scheme.
| Homeq Mortgage Servicing - Deutsche Bank National Trust Company P.O. Box 13716
Sacramento, California U.S.A. |
|
Homeq Mortgage Servicing - Deutsche Bank National Trust Company Not willing to work with me, continue to increase mortgage interest rate Sacramento California
*Consumer Suggestion: Unfortunate
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
I sent the letter below to Homeq and no one responded, instead I received a letter of intent to file foreclosure and notification that my interest rate will be increase in March. My house is on the market and I have submitted document for short sale, again no one responded.
I am writing this letter to explain my unfortunate set of circumstances that have caused me to become delinquent on my mortgage. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home until it is sold, and I would really appreciate the opportunity to do that. I am requesting that you review my financial situation to see if I am qualifying for any workout options.
The main reason that caused me to be late is financial difficulties created by medical bills, specifically physical therapy from a recent surgery, too much debt, and the increase that was added on the mortgage because of the recent adjustable rate. Soon after being late, I realized that my income will not be nearly enough to pay the monthly bills.
As a result, I am now trying to avoid foreclosure on this property. It is now obvious that I will not be able to pay what is owed to Homeq or the other lenders. It is my full intention to pay what I owe, but at this time I have exhausted all of my income and resources so I am turning to you for help. I would appreciate if you can work with me to lower the delinquent amount owed on the payment so we can keep our home and also afford to make amends with your firm
Kay
Spring Hill, Florida
U.S.A.
I am writing this letter to explain my unfortunate set of circumstances that have caused me to become delinquent on my mortgage. I have done everything in my power to make ends meet but unfortunately I have fallen short and would like you to consider working with me to modify my loan. My number one goal is to keep my home until it is sold, and I would really appreciate the opportunity to do that. I am requesting that you review my financial situation to see if I am qualifying for any workout options.
The main reason that caused me to be late is financial difficulties created by medical bills, specifically physical therapy from a recent surgery, too much debt, and the increase that was added on the mortgage because of the recent adjustable rate. Soon after being late, I realized that my income will not be nearly enough to pay the monthly bills.
As a result, I am now trying to avoid foreclosure on this property. It is now obvious that I will not be able to pay what is owed to Homeq or the other lenders. It is my full intention to pay what I owe, but at this time I have exhausted all of my income and resources so I am turning to you for help. I would appreciate if you can work with me to lower the delinquent amount owed on the payment so we can keep our home and also afford to make amends with your firm
Kay
Spring Hill, Florida
U.S.A.
This report was posted on Ripoff Report on 02/12/2008 07:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/Homeq-Mortgage-Servicing-Deutsche-Bank-National-Trust-Company/Sacramento-California-95853-3716/Homeq-Mortgage-Servicing-Deutsche-Bank-National-Trust-Company-Not-willing-to-work-with-m-308197. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Search for additional reports
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips
Unfortunately, you have done this to yourself. Read your mortgage documents. They don't have to work out anything with you, if they do work something out, it is a courtesy. They do not have to modify your loan. In fact, most mortgage documents prohibit just that. To "modify" your loan, you would in fact need to refinance your loan (which you are behind on, so I realize you cannot do a refinance). You admit you had no safety net (for your surgery, physical therapy), you have too much debt, etc. You have created this monster and are in no way being ripped off. It's sad circumstances, don't read any of this to mean I don't feel sympathy, but you have made some poor choices that are ultimately resulting in you losing your home.
A short sale is a work out option as well, and again, they do not have to let you do that.
A short sale is a work out option as well, and again, they do not have to let you do that.
Respond to this report!
What's this? 
