• Report: #364497

Complaint Review: Homeq Mortgage

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  • Submitted: Tue, August 19, 2008
  • Updated: Tue, August 19, 2008

  • Reported By:danville Pennsylvania
Homeq Mortgage
Po Box 13716, Sacremento, California U.S.A.

Homeq Mortgage THEY ENROLLED ME IN A FLOOD INSURANCE PROGRAM AT 3X THE PRICE Sacremento California

*Consumer Comment: Well, are you in a flood zone now?

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THE COMPANY SENT ME A LETTER THAT FEMA REMAPPED MY LAND AND I AM IN A FLOOD ZONE. I HAVE AN APPEAL IN WITH FEMA AS THERE HAS NEVER BEEN A FLOOD IN OUR BURG IN THE LAST 100 YEARS. ANYWAY HOMEQ SENT ME A LETTER THAT THEY ARE GOING TO START CHARGING ME $200 AMONTH FOR FLOOD INSURANCE. I OWE ABOUT $70,000 AND THEY ARE TAKING OUT 192,000 ON MY HOUSE. THEY ALSO OPENED THE INSURANCE EFFECTIVE 07/08/08 AND NOTIFIED ME A MONTH LATER. I HAVE TO GET AN ELEVATION CERTIFICATE THAT COSTS $950 TO FIGHT THEM.

Barry
danville, Pennsylvania
U.S.A.

This report was posted on Ripoff Report on 08/19/2008 09:52 AM and is a permanent record located here: http://www.ripoffreport.com/r/Homeq-Mortgage/Sacremento-California-95853/Homeq-Mortgage-THEY-ENROLLED-ME-IN-A-FLOOD-INSURANCE-PROGRAM-AT-3X-THE-PRICE-Sacremento-Ca-364497. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

Well, are you in a flood zone now?

AUTHOR: J G Shrugged - (U.S.A.)

FEMA is completing a major overhaul of the flood maps mostly because in the last few years areas have flooded that *weren't* in a flood zone. So just because it hasn't happened in 100 years doesn't mean it probably won't in the future. Have you checked the maps online to see what it says?

Sometimes the lender will use an entire zip code rather than a specific address to update their records. I'm not defending them - just mentioning how they decided to do that.
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