- Report: #966547
Report - Rebuttal - Arbitrate
Complaint Review: Homeward Residential
Homeward ResidentialPO BOX 631730 Irving, Texas United States of America
Homeward Residential American Home Mortgage , AHMSI Ruinned Credit and Life Irving, Texas
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In March of 2009 we began receiving harassing calls from AHMSI stating we where late on our Mortgage, alltough we continued to make our payments in a timely manner. I informed them that I had canceled the escrow account and since the was still money in the escrow account to refund it. From then on we only paid the Mortgage and stopped paying for the escrow, we where unable to talk to anyone in the US and received harassing phone calls 3-4 times a day. We got the run around for months and finally managed to get our escrow refunded in the amount of $ 1111.82 in April of 2009. AHMSI continued to call and demanded money we did not owe and started to report us to the credit agencies as late on our Mortgage every months and charging late charges every month.
To date they are demanding $ 2000.00 in late charges which I can not and will not pay, because we never missed a payment nor have we ever been late. In 2011 we complained to the Attorney General of Texas. We have tried to refinance with another company when rates are low, only to be turned down because of the credit information AHMSI and Homeward Mortgage is providing. We filed bankruptcy this year but their demand for money not owed to them continues.
This report was posted on Ripoff Report on 11/08/2012 03:22 PM and is a permanent record located here: http://www.ripoffreport.com/r/Homeward-Residential/Irving-Texas-75063-1730/Homeward-Residential-American-Home-Mortgage-AHMSI-Ruinned-Credit-and-Life-Irving-Texas-966547. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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