I contacted Hope 4 Homes Today and Abbasi & Associates,Inc. because they claimed to be a loan modification firm, I was in disparate need to change my mortgage, after conversation with personal, I was to pay fees totaling $2495.00 in order for them to have my mortgage payments reduced significantly. The main reason I went with them is they convinced me that they could reduce payments by half or more. What a big mistake on my part, I did cancell once, and was talked back into their scam I quess!!! I was to write up a hardship letter, sent numerous documentations to them, several were repeats, months went by, did not here much from them, always claimed everything is in review when I would contact them. I was advised from Hope from homes Alan Peele to stop my mortgage payments immediately, another mistake on my part, as months went by, I received a foreclosure notice, contacted hope 4 homes, they said to dis-regard it, it's part of negotitating, I did finally contact my Lender for mortgage, they said that hope for homes has no impact on them, that I could have done this on my own, which I am at the present time,I have been in contact with my lender, and still try to modify my current mortgage. Hope for homes did absolutely nothing for us, they only made matters worse, they are a scam, I did file a complaint against them with the BBB and the FTC. I would recommend that anyone in our situation contact your lender, DO NOT GO WITH ANY LOAN MODIFICATION THEY ARE ALL SCAMS, I did not know this at the time, still looking for ways for a refund? any advice ? would be appreciated!!! STAY AWAY FROM HOPE FOR HOMES&ABBASI&ASSOCIATES FROM CALIFORNIA!!!!! I NEED MY REFUND !!!!THEY REFUSED> MATTHEW ABBASI ATTORNEY HA!!! SHOULD BE BARRED!!