• Report: #641509

Complaint Review: Household Bank

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  • Submitted: Fri, September 17, 2010
  • Updated: Sat, November 27, 2010

  • Reported By: dlux — dallas Texas United States of America
Household Bank
Internet United States of America

Household Bank HSBC, Reported false information to Credit Bureau Internet

*Consumer Comment: What School, Damian?

*Consumer Comment: Yes, they are scams!

*Consumer Comment: Everyone?

*Consumer Comment: Be More Specific and Explain How You Were Scammed...

*Consumer Comment: Details

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0Author 5Consumer 0Employee/Owner

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HSBC Card Services (Household Bank) has falsified information to a major credit reporting agency!  They will not answer their phones, or answer my emails!  

They have made it impossible for me to secure employment, and an apartment!  I have read numerous reports about this credit card company, and it seems everyone has had a nightmare experience with them, too.

I don't yet know what to do about this impossible situation, but a warning for everyone out there;  DO NOT use this company under any circumstance.  

They are truly scam artists!

This report was posted on Ripoff Report on 09/17/2010 09:43 AM and is a permanent record located here: http://www.ripoffreport.com/r/Household-Bank/internet/Household-Bank-HSBC-Reported-false-information-to-Credit-Bureau-Internet-641509. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

What School, Damian?

AUTHOR: Jim - (USA)

Very interesting, Damian!


YOU have trashed YOUR credit so badly, they only trusted YOU with a $250 credit line.


On two occassions, YOU stated YOU defaulted.


In view of YOUR admissions YOU defaulted, YOU still blame them for YOUR continued bad credit reputation!


So tell me, do you sub-prime thinkers go to some kind of school to learn how to blame everybody but yourselves for YOUR OWN bad credit and YOUR OWN failing to live up to YOUR financial responsibilities???


 


 

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#2 Consumer Comment

Yes, they are scams!

AUTHOR: Damian - (United States of America)

I had a credit line of a total of $250.00 dollars. I defaulted on the balance and they managed to ring up so many late fees and court costs that they turned this into a 1,800 dollar judgment.


Do not buy into this credit repair card, it made my credit, far worse and me owing them 1,500 more then ever received.


I understand I defaulted, but 1,800 judgment? thats outrageous!

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#3 Consumer Comment

Everyone?

AUTHOR: coast - (USA)

"it seems everyone has had a nightmare experience with them"


Everyone? Really? All 6 billion of us?
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#4 Consumer Comment

Be More Specific and Explain How You Were Scammed...

AUTHOR: Bman - (United States of America)

Then create a report and send to this agency:


http://www.ftc.gov/reports/index.htm




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#5 Consumer Comment

Details

AUTHOR: Robert - (U.S.A.)

This report lacks details and perhaps if you add some you would get some suggestions as to what you need to do.


Details such as what false information are they posting on your Credit Report, and why is it false?  What have you already done to try and correct it?


Oh and as for them "not answer their phones"..who are you calling?

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