I stumbled upon this site doing research and HAD to let you all know what HUNTINGTON did to me a few years back! I helped my significant other by paying the balance on his rent when the manager came to his apt. (she'd stated she was going away for the weekend and needed the money now), I wrote her a post dated check and told her the money wouldn't be there until the next day (he was getting home from work late that night) Anyway, I'd had my account balanced to the T, because I knew there was stuff coming in soon to be processed in the account.
The next morning, I go to make the deposit and my account is WAY overdrawn, I couldn't understand at first, but soon realized that they had cashed her post-dated check that had been written by me and the money wasn't even there at all! I called them and raised hell because this turn of events was going to ruin my life, I was simply told : "Well, sir that's just part of our customer courtesey program"
Please someone tell me how it's a courtesy (for me) when they cash a check before the date on insufficient funds! Then charge me 30.00+ dollars for each item that subsequently bounces! I don't know about you all, but I have NEVER been able to cash a post dated check on an account that didn't have the funds!
My account ballooned to negative 3 or $400.00 as they continued to charge me each day. I had told them to cancel and close the account, they simply would not until it was paid...I told them after hearing their total indifference, " Here's my customer courtesey! "I will NOT pay for this, and you can stick YOUR customer courtesey program up your a$$!"
This incident ruined my life for years and I have just now been able to establish POOR credit, and a bank account.... Huntington is the crappiest bank in the world and I don't know how they get away with ripping people off for hundreds of dollars... This is still on my credit report to this day!