- Report: #263254
Report - Rebuttal - Arbitrate
Complaint Review: Huntington Bank (Polaris) Columbus Ohio
Huntington Bank (Polaris) Columbus Ohio(Polaris) Columbus, Ohio COLUMBUS, Ohio U.S.A.
Huntington Bank (Polaris) Columbus Ohio CASHED POST-DATED CHECK, WHEN MONEY WASN'T IN ACCOUNT COLUMBUS Ohio
*Author of original report: Post dated checks and insufficient funds
*Consumer Suggestion: Post Dated Checks
The next morning, I go to make the deposit and my account is WAY overdrawn, I couldn't understand at first, but soon realized that they had cashed her post-dated check that had been written by me and the money wasn't even there at all! I called them and raised hell because this turn of events was going to ruin my life, I was simply told : "Well, sir that's just part of our customer courtesey program"
Please someone tell me how it's a courtesy (for me) when they cash a check before the date on insufficient funds! Then charge me 30.00+ dollars for each item that subsequently bounces! I don't know about you all, but I have NEVER been able to cash a post dated check on an account that didn't have the funds!
My account ballooned to negative 3 or $400.00 as they continued to charge me each day. I had told them to cancel and close the account, they simply would not until it was paid...I told them after hearing their total indifference, " Here's my customer courtesey! "I will NOT pay for this, and you can stick YOUR customer courtesey program up your a$$!"
This incident ruined my life for years and I have just now been able to establish POOR credit, and a bank account.... Huntington is the crappiest bank in the world and I don't know how they get away with ripping people off for hundreds of dollars... This is still on my credit report to this day!
This report was posted on Ripoff Report on 07/26/2007 01:26 AM and is a permanent record located here: http://www.ripoffreport.com/r/Huntington-Bank-Polaris-Columbus-Ohio/COLUMBUS-Ohio/Huntington-Bank-Polaris-Columbus-Ohio-CASHED-POST-DATED-CHECK-WHEN-MONEY-WASNT-IN-ACCO-263254. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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