I P A - Independent Producers Of America & ABBA America's Business Benefits Association Healthmarkets, NASE, UICI, IAIC Mike Baker and Siipola lied about the "opportunity", Mud on wall recruiting efforts, lies about income you can obtain, Lies about competition, Uses healthmarkets for new reps and ruins their ethics. ,

Want to feel like mud slung on a wall.  This is what Mike Baker and IPA does to their new non licensed recruits.  This means they will hire "everyone" they can and see who will make it.  If you look up Healthmarkets and NASE, you will find the same complaints as IPA.  THey are trying to bring over those reps to give them a new start and then steal and lie to them about what you can make.  Baker and Siipola will lie to you about income, stability, rates, competition and anything else to get your money.  This company makes you pay for all your licenses (400-800).  Other companies will pay for your licenses and your supplies.  Not one of the leads (17) in 7 weeks were worth anything.  Not that I could not get my own, but you would think they would do what they said in the interview and provide some to get started and then as you sign clients up.  Please think twice about wasting your time and money with Mike Baker or John Siipola with Independent Producers of America.  The lies they spew will only keep you from earning money longer.  The BBB and state insurance commissioner shoud take a serious look at the MLM leadership they have.  As hard as the economy is, do not make the same mistake over 2000 have.  If you sit with them, ask these questions:  How many people have you brought on in the past year and how many are making what you said they would make? and Is charging people $90 extra on top of their insurance the best way to get clients when other companies put the useful benefits into their policies?  Good Day.