IBC P.O. Box 26020
Oklahoma City, Oklahoma U.S.A.
- Phone: 405-775-8067
- Category: Banks
IBC ripoff Oklahoma City Oklahoma
*Consumer Comment: This is what college is for...
I have courtesy overdraft at IBC. I am charged $25 everytime i overdraw my account. For example, this last statement i ended with a whopping $2.26 in my account (college will get ya). I made a $4.22 charge which brought me to -$1.96 plus the $25 overdraft fee which brings me to -$26.96. They followed this action by charging me another $25 dollars for apparently overdrawing from the previous overdraft charge! So I wind up with a -$51.96. I then had another withdraw of $3.95 which brought me down to -$55.91 even though it should have only brought me to -$30.91 plus one more overdraft fee which would bring me to -$80.91 but insead they slapped me double on the overdraft fee which brough me to -$105.91. I looked over my statements and all charges I have made and I only had to overdraws which should have resulted in only 2 overdraft fees!
I do not mind paying the overdraft fees at all (which I had to due just to bring the account back above water) but I have a major problem paying DOUBLE what I should pay. The bank should catch these problems, not me. I am just glad I decided to go back and check the statements, or else I would not be sitting here typing this complaint. I have noticed that a few other IBC bankers have had scuffles with Overdraft as well and genuinely hope that IBC can get on top of this problem!
Shawnee, Oklahoma U.S.A.
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