• Report: #1167055

Complaint Review: ISA Finance Groups

  • Submitted: Sun, August 03, 2014
  • Updated: Sun, August 03, 2014

  • Reported By: TREASURY AGENT — NYC New York
ISA Finance Groups
401 Lafayett 5th NW Internet India

ISA Finance Groups. Mr. Paul Raymond - Director Of Operations - ISA Finance Groups - 401 Lafayett, 5th NWNew Delhi, India 110003 T: +91-886-738-0770F: +91-886-761-1910 info@isafinancegroups.tk Advance Fee Scam New Delhi Internet

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ISA Finance Groups

A lender with a Hotmail Account!!


A website loaded with phishing spam


This alleged 'lender' demands up front payment of "insurance" prior to closing a loan claiming some non existant British Laws.

Here is a copy of the Laws of British Constitution, there is nothing herein that references loans and insurability.  (servat.unibe.ch/icl/uk00000_.html)

As most borrowers have learnt, any processing fee's, Insurance (where applicable) and transaction costs come from funds to be borrowed and are in almost every case deducted from the borrowed fund AT CLOSING.

The suggestion of sending several thousand USD to cover 'insurance' by Western Union (of all things!) is the clue that this is the Advance Fee Scam and its as old as the hills.

The second clue is that Paul Raymond - allegedly operations manager - doesnt speak the best of English, yet works on a Sunday, and constantly interupts anything said with his attempts to get the Insurance paid for.

If one trys to pay the insurance in any 'refundable format' IE Visa/Mastercard, Amex or Direct Wire to the Insurance Company in question Mr Raymond will not allow the payment. Only W U because its as good as untracable cash.  

This alleged Lender asks lots of questions but doesnt ask the right ones - No underwriting or credit criteria questions are asked at any time.

No such address exists in India as :

401 Lafayett, 5th NW


New Delhi, India 110003



Paul Raymonds emails read like this:

Thank you for selecting ( ISA Finance Groups & Mortgage) meeting your financial requirements. We are dedicated to help you find financial freedom to permit you to achieve your goals without the extra burden that comes along with high rate debt. we are equipped with the necessary resources to attain one common objective... Your Financial Freedom!

We respect the privacy and integrity of the information you share with us.

Our vision is to win customer loyalty through our service excellence.

(And YES - he writes in Comic Sans Font!!)

Advice from Western Union as well the FBI:



Western Union and the FBI Offer Tips to Help Consumers Avoid Becoming Victims.




ENGLEWOOD, Colo.--(BUSINESS WIRE)-- People looking for loans are common. Unfortunately, thieves looking for loan scam victims are common too. Posing as representatives from phony loan companies, scammers use authentic-looking documents and emails and sophisticated websites to appear legitimate and charge feesin advance of making loans.

Be skeptical of any offer where you have to pay money up front. Walk away if you’re asked for money up front, especially if it’s for insurance.

Source: Western Union



ISA Finance Groups


Working Hour:  24hrs




I Mr. Paul Raymond,  the Director Of Operation, of  ISA Finance Groups,


On behalf of the entire management we received your information of applying for a loan in this Company and we are willing to give you the sum of $___________________  well, We will be able to furnished you the loan, all you have to do now is for you to get back to us if you are in agreement with the loan Terms/Repayment below, and also the Option you have chosen for the fund to be transferred to you.


Following the Data and appraisal submitted to this Corporation. ( ISA Finance Groups.)- Credit Approval Board is pleased to inform you that your reputation do proceed you to qualify for this Credit Disbursement  






1)Account swift transfer(12 hours)


3)Courier delivery service/Cheque)




Bank To Bank Wire Transfer: We normally advice our clients to go for this  because it is the safest means of transferring funds to another country, though it is not the fastest means, but it is the safest means, and that is why we will advice you our client to go for this option. If you are in agreement with this option, you are required to send down your bank details such as Bank Name, Bank Account Number, Bank Account Name, Swift Code or Routine Number.






1) Repayment: This normally starts after 3 months and the payment will be paid after you have gotten the loan. You will have to meet up with the monthly installment as stated below.




2) The loan will be insured, this is in accordance with the law of Britain constitution of crime against money laundering and secret funding of terrorist organization. It is required that our client gets an insurance certificate and a clearance receipt from the insurance company which is highly needed by banks for easy transfer of money.




3) Time of duration: You will pay back at the rate of interest within the stipulated time (2-Year) as stated in the terms below after cashing the loan within 24 Hours after due process to this effect, Failure for you to adhere to the agreement you will be given additional 3 months of grace before legal actions can be taken.












This report was posted on Ripoff Report on 08/03/2014 11:41 AM and is a permanent record located here: http://www.ripoffreport.com/r/ISA-Finance-Groups/internet/ISA-Finance-Groups-Mr-Paul-Raymond-Director-Of-Operations-ISA-Finance-Groups-401-1167055. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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