• Report: #237555

Complaint Review: Imagine Credit Card

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  • Submitted: Thu, March 01, 2007
  • Updated: Thu, June 05, 2008

  • Reported By:Elkridge Maryland
Imagine Credit Card
P.O. Box 105555 Atlanta, Georgia U.S.A.

Imagine Credit Card charges you huge amounts of money to own the card even if you don't activate it Atlanta Georgia

*Consumer Comment: Imagine card is a very poor choice

*Consumer Comment: Credit Reporting

*Consumer Comment: Never any problems with Imagine

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Did not want the card. Called to cancel and they still charged hundreds of dollars to my checking account. Would not refund. Now account has credit balance and they won't respond or refund this either!!

Kimmykatz
Elkridge, Maryland
U.S.A.

This report was posted on Ripoff Report on 03/01/2007 09:37 AM and is a permanent record located here: http://www.ripoffreport.com/r/Imagine-Credit-Card/Atlanta-Georgia-30348/Imagine-Credit-Card-charges-you-huge-amounts-of-money-to-own-the-card-even-if-you-dont-ac-237555. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 3Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

Imagine card is a very poor choice

AUTHOR: Rutroshaggy2002 - (U.S.A.)

Most cards allow you to cancel the offer when you get the card before you call to activate it. The card is ok if nobody else will give you one. They have a $10 fee every month for program participation, so to pay that every month on a card with a $400,500, or 1000 credit limit you have to be very poor with finances. I'm not sure of their rate but even 20% finance charge will be less monthly than the $10 fee.
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#2 Consumer Comment

Credit Reporting

AUTHOR: George Whitehead - (Puerto Rico)

I belong to two credit monitoring web sites that are hosted by Experian and Transunion. I have had my Imagine credit card for almost a year. There is not record of the card on my credit report. I don't know what they are doing with my credit resuts.
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#3 Consumer Comment

Never any problems with Imagine

AUTHOR: John - (U.S.A.)

I've had an Imagine card for nearly 2 years and have never had any problems with them. They take my payment right out of my checking account on the same date every month, and have raised my limit automatically regularly. I monitor the activity online at their website. And the good thing is they report to the 3 major credit bureaus every month.

If, as you say, you didn't want the card, WHY did you apply for it?? Now you're complaining they took money out of your account. what do you think, that they pulled your account info out of thin air? YOU HAD TO GIVE THEM THE INFO AND THE AUTHORIZATION!

Grow up, get real about your credit. no ripoff here!
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