- Report: #1048498
Report - Rebuttal - Arbitrate
Complaint Review: Impact Cash Loans
Impact Cash Loans Loans require application fees, transfer fee, process fee then they dont say you must have a credit score of 650 or you must pay to have it certified at 650. Jacksonville Florida Internet
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Impact Cash Loans requires several charges. Cash is required to be wired to another party (in my case a gentleman named Eder Conserve in Boynton Beach occasions FL) who apparently receives the cash wire as the Impact Cash Loan employee remains on the telephone. The Western Union paperwork has a ten diget MTCN number that is communicated to the recieiving party via the Impact telephone contact. Next they tell you, be patient, "we will contact you back in 15-20 minutes." When you get a call back, if you can wait the realistic 30 to 60 minutes without calling, there is a transfer to a Impact Cash Loan- IRS agent. That is when I heard about the Credit Score Requirement of 650. Following several minutes of bantering and complaining about the Credit Score requirement, I was informed it is in the terms and conditions WHICH I NEVER WAS PRIVY TOO. The preliminary application leads directly into phone solicitation. The agent NEVER mentioned the Credit Score requirement. My credit score, by the way is 595.
Where I presently stand is "they", Impact Cash Loans and their alleged IRS agent told me that wiriing an additional $575 plus wire fees would enable them to issue me a certificate that would raise my score to 650, and they would activate a western union tracking number so I could recieve the $3000 cash loan for which was the original application amount. Impact Cash Loans said after each request for cash fees that they would be reimbursed and included with the loan amount. Let's see, the INSURANCE FEE was $393 plus Western Union fees total $421. Then a $495 Impact Cash Loan Transfer Fee for Mr Wills, plus WesternUnion fees. Again it is sent through the third part, Eder Conserve, the receiver in Boynton Beach. The loan now goes to Mr. Harry, the Impact IRS Man, whereas he related the Credit Score requirement. I demanded a transfer back to Mr. Martin. He appologized for NOT remembering to mention that little fact about the Credit Score. In an attempt to calm me, he asks for $300 plus Western Union fees wired to third party again to fix the problem. Following that final move, I am transfered again to IMPACT IRS AGENT who again demanded $575 to FIX the PROBLEM - the credit score. I am presently on HOLD with nearly $1300 invested and a requirement for the $575+fees OR LOOSE IT ALL. HOW Do they get away with this??? STUPID ME!
This report was posted on Ripoff Report on 05/04/2013 06:27 PM and is a permanent record located here: http://www.ripoffreport.com/r/Impact-Cash-Loans/internet/Impact-Cash-Loans-Loans-require-application-fees-transfer-fee-process-fee-then-they-don-1048498. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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