Let me start off by saying that I have never been scammed like this before. First I call the number on there ever so intriguing pamphlet that actually has the check and Free Cruise Voucher in it. I am greeted by an enthusiastic representative and am feed all the information about my trip and how lucky I am to have received this. They then get to the good stuff, how much this will cost me in return. I am told that there is a one time charge of 598 dollars to lock in this trip. I reply, "Well I don't have that in my account right now," so they reply that's okay we understand not everybody has that money right now for that trip.
So they again ask me for my card number to verify my account because they can set me up with payments so I agree and give them my number, first mistake. They then send me to a verification accountant where I am again asked to verify my number to debt my card that amount. I said once again that "I don't have that amount in my account to pay for this," and they chime in saying your account was Okayed for that amount. I am skeptical and went ahead and verified the number, big mistake because there is no return. I again ask the teller, "That did not just debt my account because I don't have that money in my account." They reply the debit cleared so you are okay it's paid for; well of course it is I have a positive balance in my account so it would clear. She then reassures me that my bank will pay for the balance because her bank does that for her. Then she is quick to get off the phone with me. I check my account and, whammy, negative balance in my account.
So I call back to them and they give me the run around. I call my bank and they help me in calling them back and asking for a refund, they refuse now I have to file a suit against them to get my money back. Please stay away from this company they are scammers and I don't want anyone to go through what I just did. Please help me also if you have any information on what to do next I would greatly appreciate it.