Imperial Majesty Cruise Line Vacations scams in the mail? Ft. Lauderdale Florida

This company sent me a letter, more of a booklet, of free 'you get to go on this cruise and to Vegas' for free...Well, being as brilliant as I am, I called them and talked to them for about 30 minutes everything sounded really really good. They told me they needed my credit card info, not to charge until I actually authorized it, but they said they needed to see if there was a way I could possibly afford it, although I gave them my debit card number, they told me they would not actually charge it.

The charges are pending right now, and I have called my bank and they told me to go ahead and call the company to see since the bank cannot do anything until it is no longer pending... I called the company and they said that the payment should not actually post because I did not 'authorize' it, but I can see it pending, they told me they had to run the card to see if I had the money, but right now my pending bank page says that I am now about $400 overdrawn. yeah I feel Smart

Kacyh812
greeley, Colorado
U.S.A.