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  • Report: #750409

Complaint Review: Indymac Bank

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  • Submitted: Thu, July 07, 2011
  • Updated: Mon, February 27, 2012

  • Reported By: Lawrence — Playa del Rey California United States of America
Indymac Bank
6900 Beatrice Dr. Phoenix, Arizona United States of America

Indymac Bank One West Bank Has made no effort to return my Property Tax payments and adjust monthly loan pymt accordingly. Phoenix, Arizona

*Consumer Comment: Lawrence,

*Consumer Comment: Lawrence, Feel free to stay at this site and type in- BANK OF AMERICA, and...

*Consumer Comment: Lawrence, Did you type in 646259 at this site and.......

*Consumer Comment: Lawrence, Did you 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch.....

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Indymac bank took 18 months to approve my loan mod. They lost my paperwork at least five times and demanded I spend money for CPA"s letters when I was in a money crisis. The stress I endured during this process of trying to save my home was unbearable. 

At last, I was elated when loan mod was approved. Six months went by with my adjusted payment, then I received notification that I was being retroactively billed for an escrow account that was for paying my property taxes. I had not understood that Indy was paying my property taxes, so I paid them. I had to borrow money to pay the second payment. So, I had paid $2000 in prop.taxes as well as Indy paying them.

I was never notified by Indy that they were paying them. When I spoke to the representative from Indy, she told me, it was my fault and not their problem. I should have read the loan mod agreement. OK, true, I did not understand. But then I asked how I could get this issue resolved and was told to go to the L.A. Tax office and Fax proof of payment that it was double paid. Which I did. This was 3 months ago. I am still being billed by Indy for back taxes that have been paid twice. I have received no refund from Indy, I have letter from L.A. co. tax collector stating that it was overpaid and refund was sent to Indy.

 I have called twice to seek help with no response. I have done exactly what I was told by Indy reps - no response. I have tried to get the Federal gov. to help but Indy is not under their jurisdiction. I have tried to get the state to help and they told me they could do nothing. I don't wish to hire a lawyer over this because of the time and money involved when I am trying to save my home. So, I am at a complete loss as to what action I can now take.

This report was posted on Ripoff Report on 07/07/2011 10:01 PM and is a permanent record located here: http://www.ripoffreport.com/r/Indymac-Bank/Phoenix-Arizona-85062/Indymac-Bank-One-West-Bank-Has-made-no-effort-to-return-my-Property-Tax-payments-and-adjus-750409. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Comment

Lawrence,

AUTHOR: Karl - ()

Please give us an update to your Ripoff Report when you get a chance. Thanks.
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#2 Consumer Comment

Lawrence, Feel free to stay at this site and type in- BANK OF AMERICA, and...

AUTHOR: Karl - (USA)

read the Ripoff Reports for important information.

Ripoff Report #845076 is about erroneously paid mortgage taxes. You can type in 845076 at this site and that will take you there.

Have a nice day.
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#3 Consumer Comment

Lawrence, Did you type in 646259 at this site and.......

AUTHOR: Karl - (USA)

read Michael's Ripoff Report?

If not, simply type in 646259 at this site and that will take you to Ripoff Report #646259.

Have a great day!

***NATIONWIDE MORTGAGE ALERT: Don't forget to type in 481508 at this site and read St. Clair's Ripoff Report for valuable information if you have a mortgage in the USA.
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#4 Consumer Comment

Lawrence, Did you 'Google' this- INDYMAC BOYS GET SWEETHEART DEAL, and watch.....

AUTHOR: Karl - (USA)

that video on the web?

If not, make sure to watch it when you have time, okay?

Have a nice evening.

***BANK/MORTGAGE ALERT: Don't forget to type in the following at this site and read the Ripoff Reports for valuable information if you have a bank account or a mortgage in the USA-

BANK OF AMERICA
WELLS FARGO
MERRILL LYNCH
MORTGAGE
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