I filed for a loan with this company. I did fill out the paperwork and sent it back. That part of the transaction went smoothly.
I recently changed banks and called IFC to update information and that the other bank account was closed. The information was never updated and I never received the $200.00 that I was approved for.
I later received an email about an extention notice for payment on the loan. I replied to the extention explaining the situation and even gave them the new bank account to take money from.
IFC later sent me another email stating that I owed an insufficient funds charge after I gave them the new bank information. They still continued to attempt to get money from the old account. I attempted to call the number that was left on the initial contract. No one ever called me back.
I then received a phone call from someone in the collections department. I attempted to explain the situation to her, but she told me to email Lisa Johnson. I found it very odd that she said Lisa Johnson, but an email that was sent to me with payment information says:
"To pay off this account at any point, please send payment by Western Union only to: Lisa Montanez San Diego, California . Please DO NOT SEND via Quick Collect. Send via Regular Money Transfer."
It's a different name. It says send to Lisa Montanez and not to Lisa Johnson. This is a scam and now they are attempting to garnish wages for over $700 after I have made attempts to update my bank information and to contact them by phone and have not gotten anywhere. I'm also confused because the office on the website states a physical address in Delaware, but I'm sending money to San Diego. Why am I sending money to the west coast if your offices and main branch is on the east coast. Someone help me figure this out.