• Report: #310770

Complaint Review: Island National Group,For RJM Acquisitions Funding For Fingerhut

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  • Submitted: Thu, February 21, 2008
  • Updated: Mon, February 25, 2008

  • Reported By:Canistota South Dakota
Island National Group,For RJM Acquisitions Funding For Fingerhut
6851 Jericho Turnpike, Suite 180 Syosset, New York U.S.A.

Island National Group,For RJM Acquisitions Funding For Fingerhut "Opportunities to satisfy MY "supposed" debt" Syosset New York

*Consumer Comment: bottom feeder scam

*Consumer Comment: bottom feeder scam

*Consumer Comment: bottom feeder scam

*Consumer Comment: bottom feeder scam

*Consumer Comment: Dont pay this check it first

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We received a debt collection letter in the mail yesterday for my husband from Island National Group LLC.
In the past, over 6 years ago now, we had gone to great lengths to clear up his bad debt. His credit reports were cleared of any blemishes through some very hard work and dedication.Since then, he's started his own business and we now have an excellent credit score together.

When we received this letter, I wondered if it could be something from his past, but he claimed he'd never even heard of Fingerhut. The amount they've given us is $199.82, but we are lucky enough for them to let us settle it for a 50% discount of only $99.51.

To be truthful, I actually considered paying the amount -assuming that my husband had forgotten it, given his past behavior. But something made me do a bit of research first, and come to find out many others are having the same trouble. I now believe my husband to be telling the truth and just want to do my part to call it to others' attention as well.
I will not be paying this bill.

Keelyj
Canistota, South Dakota
U.S.A.

This report was posted on Ripoff Report on 02/21/2008 09:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/Island-National-GroupFor-RJM-Acquisitions-Funding-For-Fingerhut/Syosset-New-York-11791/Island-National-GroupFor-RJM-Acquisitions-Funding-For-Fingerhut-Opportunities-to-satisfy-310770. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 5Consumer 0Employee/Owner
Updates & Rebuttals

#1 Consumer Comment

bottom feeder scam

AUTHOR: Joe - (U.S.A.)

This is a scam. This company buys debts so old they are known as zombie debts. Debts that are past most states statues of limitations, and have long been removed from credit reports. Sometimes they even send a letter to the wrong person who happens to share the same name as the real debtor. Regardless they have no legel recourse to collect on a out of date debt, so all you do is send them a debt valedation letter certified mail and you will never hear from them again.
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#2 Consumer Comment

bottom feeder scam

AUTHOR: Joe - (U.S.A.)

This is a scam. This company buys debts so old they are known as zombie debts. Debts that are past most states statues of limitations, and have long been removed from credit reports. Sometimes they even send a letter to the wrong person who happens to share the same name as the real debtor. Regardless they have no legel recourse to collect on a out of date debt, so all you do is send them a debt valedation letter certified mail and you will never hear from them again.
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#3 Consumer Comment

bottom feeder scam

AUTHOR: Joe - (U.S.A.)

This is a scam. This company buys debts so old they are known as zombie debts. Debts that are past most states statues of limitations, and have long been removed from credit reports. Sometimes they even send a letter to the wrong person who happens to share the same name as the real debtor. Regardless they have no legel recourse to collect on a out of date debt, so all you do is send them a debt valedation letter certified mail and you will never hear from them again.
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#4 Consumer Comment

bottom feeder scam

AUTHOR: Joe - (U.S.A.)

This is a scam. This company buys debts so old they are known as zombie debts. Debts that are past most states statues of limitations, and have long been removed from credit reports. Sometimes they even send a letter to the wrong person who happens to share the same name as the real debtor. Regardless they have no legel recourse to collect on a out of date debt, so all you do is send them a debt valedation letter certified mail and you will never hear from them again.
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#5 Consumer Comment

Dont pay this check it first

AUTHOR: James - (U.S.A.)

Dont just send them money , I had the same thing happen to me about 6 months ago the even went on my credit report, I disputed this with the credit bureau it came back as mine I sent them a letter asking for them to verify that the debt was even me as I have not done any business with fingerhut in over 20 years and never owed them anything but anyway I never heard anything back from them at all and it was taken off my credit report , ask them to validate the information dont give them any extra info and dont sign the validation letter if it shows on your credit report send copyies of the letters to the credit bureau Ive never heard anything else from them Im thinking its just a scam be careful
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