- Report: #439411
Report - Rebuttal - Arbitrate
Complaint Review: J And L Distributing
J And L Distributing1757 Silverada Blvd Reno, Nevada U.S.A.
J And L Distributing Unauthorized Credit Checking! Reno Nevada
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Now, as a consumer who is learning to be responsible for credit and to be protective of my personal identity, credit rating, and all that... I have been paying for several years to have my credit report monitored. The goal: identify rats like this that try to pull fast ones on my credit! You see, I had ran into something similar with a car dealership - by the way, don't sign a dealership's release to run credit for multiple credit providing sources; in a few days, the dealership had ran nearly twenty!!! The lesson I learned was that credit checks may reduce your credit score and remain on file for two years. How that affects you and I is that two or more credit checks in the past year can mean paying a higher interest rate and/or loan charges for credit that you truly desire! The more credit checks you have on your credit record, the more you appear to be reaching out for credit you do not qualify for.
3/28, 3/29, and 3/30 - I receive a credit alert from FreeCreditReport.com. Guess what they are alerting me to? Alerting me to J&L Distributing - all three reporting agencies are now indicating that these @#$(*&@#$@ unlawfully used my personal information to run my credit report without authorization!
FOLKS - do not give these SOB's your information EVER - and do not refer them to your "friends".
The patriot miner
This report was posted on Ripoff Report on 03/31/2009 08:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/J-And-L-Distributing/Reno-Nevada-89512/J-And-L-Distributing-Unauthorized-Credit-Checking-Reno-Nevada-439411. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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