• Report: #439411

Complaint Review: J And L Distributing

Thank You

Read how Ripoff Report saves consumers millions.

  • Submitted: Tue, March 31, 2009
  • Updated: Tue, March 31, 2009

  • Reported By:Reno Nevada
J And L Distributing
1757 Silverada Blvd Reno, Nevada U.S.A.

J And L Distributing Unauthorized Credit Checking! Reno Nevada

What's this?
What's this?
What's this?
Is this
Ripoff Report
About you?
Ripoff Report
A business' first
line of defense
on the Internet.
If your business is
willing to make a
commitment to
customer satisfaction
Click here now..

Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™

SEO Reputation Management at its best!

On 3/25/09, a representative from Kirby/J&L Distributing here in Reno Nevada (30 years with Kirby - according to the rep "Michael") shows up to sell a $2600 dollar vacuum cleaner to my wife. But wait, he'll knock the price down to $1800... and look what it does... it sucks dirt and cleans floors too! So, he gets my wife to begin completing an application for credit... she fills in all the information including my personal data and social security, but she does not sign the application. She's not totally stupid on this matter (Yes, I called her stupid for giving my info at all!), she is waiting for me to come home to discuss this and make sure we'd be willing to spend almost $2K on a fricken vacuum cleaning system! So - no one has authorized this rep to run a credit check. I come home, the agent continues with his pitch, I tell him we're not going to spend $1800 on a vacuum, he tells me he can get me 12 months same as cash on a credit approval, I tell him VERY SPECIFICALLY that I do not want to purchase ANYTHING on credit! He packs up and leaves.

Now, as a consumer who is learning to be responsible for credit and to be protective of my personal identity, credit rating, and all that... I have been paying for several years to have my credit report monitored. The goal: identify rats like this that try to pull fast ones on my credit! You see, I had ran into something similar with a car dealership - by the way, don't sign a dealership's release to run credit for multiple credit providing sources; in a few days, the dealership had ran nearly twenty!!! The lesson I learned was that credit checks may reduce your credit score and remain on file for two years. How that affects you and I is that two or more credit checks in the past year can mean paying a higher interest rate and/or loan charges for credit that you truly desire! The more credit checks you have on your credit record, the more you appear to be reaching out for credit you do not qualify for.

3/28, 3/29, and 3/30 - I receive a credit alert from FreeCreditReport.com. Guess what they are alerting me to? Alerting me to J&L Distributing - all three reporting agencies are now indicating that these @#$(*&@#$@ unlawfully used my personal information to run my credit report without authorization!

FOLKS - do not give these SOB's your information EVER - and do not refer them to your "friends".

The patriot miner
Reno, Nevada
U.S.A.


This report was posted on Ripoff Report on 03/31/2009 08:35 AM and is a permanent record located here: http://www.ripoffreport.com/r/J-And-L-Distributing/Reno-Nevada-89512/J-And-L-Distributing-Unauthorized-Credit-Checking-Reno-Nevada-439411. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.

Click Here to read other Ripoff Reports on J And L Distributing

Search for additional reports

If you would like to see more Rip-off Reports on this company/individual, search here:

Search Tips
Report & Rebuttal
Respond to this report!
What's this?
Also a victim?
What's this?
Repair Your Reputation!
What's this?

Advertisers above have met our
strict standards for business conduct.



Ripoff Report Legal Directory