This "person" called my neighbor, who just moved in a few weeks ago, I know nothing about them, and told her to give me the message. Then I called them, she wasn't available 3 times I called. I have magicjack internet phone, but they were able to get the number and called me back.
After I told her the reasons I was not able to pay, she starts wanting to know about my land I supposedly owned (haven't owned it in 5 years) and finally told her I didn't have anything they could get. I'm disabled in a wheelchair, and trying to keep my daughter, her husband, and 3 boys with a roof over their head, and some form of food.
They are both disabled, he had a serious infection in 2007 and almost died from septic shock, he has filed for his disability...that has left him blind, but we are still waiting. It has been over a year since he filed.
And she couldn't deal with me, so she sent my call to a MALE voice. He didn't get any where either. He was very rude, trying to belittle me for taking care of my daughter & family instead of paying this "bill". So I proceeded to tell him that as long as I was alive..........my daughter and grandkids would not be homeless, hungry, or cold if there was anyway I could prevent it, that they come before him or any other persons or bill that wasn't daily neccesities.
Listen folks, these debt collector are slick, they will tell you anything they think will scare you into paying what they want.........all they can do is make you think that you are going to be in bad trouble.......if you stand up to them and don't let them bully you, then they back down. Be sure to check your home state laws to see if they can garnish your wages. In NC they can't. Study up on what the laws are in your state, and send them a CEASE & DESIST letter, and if they keep harrassing you..........report them to the FTC (Federal Trade Commission) if they get enough complaints about this sort of thing, they can be fined for it.
JUST REMEMBER...THEY ARE GETTING A BONUS IF THEY GET YOU TO PAY....
mad in nc
home sweet home, North Carolina