• Report: #70188

Complaint Review: JBC ASSOCIATES

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  • Submitted: Mon, October 27, 2003
  • Updated: Tue, November 11, 2003

  • Reported By:ROANOKE Virginia
JBC ASSOCIATES
2 Bloomfield ST BLOOMFIELD, New Jersey U.S.A.

JBC ASSOCIATES ripoff BLOOMFIELD New Jersey

*Consumer Suggestion: you cannot legally be sued and if you are then you may file a countersuit

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Well JBC&ASSOCIATES keep telling me that I need to send them 347.00. AT first they said that the check was written out to a JOHN P. JENNINGS back in 1997 for 78.00. Now here it is in 2003 of October. They said for me to send them 100.00 each week to cover this matter,or plan on coming to court.They said it cleared on Mr.Jennings end so now i need to take care of the rest. JBC&ASSOCIATES {VINCENT KENNEDY} Who keeps calling me told me out of his own mouth that the was received in there office 2 months ago.

I would like to know why i didn't receive anything from my bank telling me about the situation.

Keith
ROANOKE, Virginia
U.S.A.

This report was posted on Ripoff Report on 10/27/2003 08:58 AM and is a permanent record located here: http://www.ripoffreport.com/r/JBC-ASSOCIATES/BLOOMFIELD-New-Jersey-07003/JBC-ASSOCIATES-ripoff-BLOOMFIELD-New-Jersey-70188. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 Consumer Suggestion

you cannot legally be sued and if you are then you may file a countersuit

AUTHOR: Scott - (U.S.A.)

you are correct.
They are a bunch of s=bags. JBC has hired a few collectors from a company called national check control. Right now NCC is being sued by the FTC and multiple states for doing the same thing JBC is doing. Here are some facts.

1)the statute of limitations on a check is 3 years

2)you cannot legally be sued and if you are then you may file a countersuit for $1000

3)JBc is a collection agency and are bound by the FDCPA- no matter what they tell you.

4)JBC CANNOT file criminal charges against you. Only the original creditor can and that is rare because actual fraud has to exist.

5)JBC is being sued now right and left in federal, civil, and small claims court. The NACA(consumer protection attorneys) is going after them hardcore.

6)Check to see if you can legally tape phone calls in your state. If you can then get them on tape and find an attorney who specializes in the FDCPA.

7)File complaints with the NJ attorney general, your states attorney general, the FTC, and the NJ bar association.

8)Send them a cease and desist and/or validation letter to them certified. They rarely even have a copy of the check and will refuse to send it anyway so when they call again they are violating the FDCPA.

9)JBC adds illegal fees to their checks just like NCC did. They like to add court costs and attorneys fees without even going to court- very illegal.

10)If you are stupid enough to pay them you will receive a bill in the mail about 1 month later asking for $300-$1000 more in fees. All bogus. All made up. You just made the 'suckers list'.
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