• Report: #390422

Complaint Review: JC PENNEY

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  • Submitted: Wed, November 12, 2008
  • Updated: Wed, November 12, 2008

  • Reported By:Clarksville Tennessee
JC PENNEY
JCPENNEY.COM Nationwide U.S.A.

JC PENNEY REDUCTION OF CREDIT CLARKSVILLE Tennessee

*Consumer Comment: GE MONEY is at fault - NOT JCPENNEY

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JC PENNEY RECENTLY SENT ME A LETTER STATING THAT MY CREDIT WILL BE DECREASED BY $100.00.....UNFORTUNATELY I WENT ONLINE TODAY TO PAY MY BILL AND THEY DECREASED IT TO WHAT I ACTUALLY OWE THEM....HOW CAN THIS COMPANY DO SOMETHING LIKE THIS...THERE SHOULD BE A LAW....IT'S NOT THAT I AM LATE WITH MY PAYMENT...I AM NOT....SOMEONE NEED TO LOOK INTO WHAT THEY ARE DOING

Roseann
Clarksville, Tennessee
U.S.A.

This report was posted on Ripoff Report on 11/12/2008 09:00 AM and is a permanent record located here: http://www.ripoffreport.com/r/JC-PENNEY/nationwide/JC-PENNEY-REDUCTION-OF-CREDIT-CLARKSVILLE-Tennessee-390422. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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0Author 1Consumer 0Employee/Owner
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#1 Consumer Comment

GE MONEY is at fault - NOT JCPENNEY

AUTHOR: Laurie - (U.S.A.)

GE MONEY handles the credit cards for JC Penney, Lowes, Belks and many other dept stores. YOU REALLY DO NOT WANT TO DO BUSINESS WITH GEMB.
If you have not yet had other problems, it won't be long before you like thousands of others start to have problems with their illegal business practices

I suggest you file a complaint with the Federal Trade Commission and Office of Thrift Supervision.

Although it does not sound like the NEW limit put your current balance over that new limit. The NEW LIMIT implies that you are using more of your credit then you actually are.

How much of your available credit you actually use - determines the interest rates that other creditors charge and your ability to get new credit in this increasingly difficult credit market.
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