ED Magedson – Founder
JCPenney CreditNationwide USA
JCPenney Credit Card/GE Credit/Synchrony Financial Never received bills or card - contacted first by collection agency Nationwide
I was buying new clothes for work at JCPenney and they had one of their "save extra % if you sign up for credit" deals. Given that we were still trying to get better situated - had been unemployed for the better part of a year - it looked like a great deal...
So I signed up and bought about $220 in clothing for work.
And my mother got seriously ill and it was, in general, a very hectic and difficult time. But we never saw a bill and never received the card. And, out of sight out of mind - yes, that part is my fault. I would think about it and life would interfere.
The first time anyone contacted me at all was months later when they hounded my wife on the phone and she made a payment.
I thought she had paid it in full - she said, "I paid it."
So still no card, still no bills...
And then we started receiving calls from a collection agency stating we owed over $600.
I tried contacting JCPenney about this then and they pushed me to GE's collection department who refused to budge.
Do I have any options, given that we have never once received a bill? They have my correct address on file.
This report was posted on Ripoff Report on 07/14/2014 10:24 AM and is a permanent record located here: http://www.ripoffreport.com/r/JCPenney-Credit/nationwide/JCPenney-Credit-CardGE-CreditSynchrony-Financial-Never-received-bills-or-card-contact-1161855. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
If you would like to see more Rip-off Reports on this company/individual, search here:Search Tips
In order to assure the best results in your search:
Advertisers above have met our
strict standards for business conduct.