This company created and cashed a $110 check from my account. Luckily I check my balance daily and caught it quickly enough for my bank to return the check to the company. I still have no idea who they are or how they got my bank info.
I googled their phone number (printed on the check) and found their website. JFYC (Just for you Communications) has two sister sites. JFYOnline, and Triton Solutions. I tried calling the phone number on the front of the check numerous times. Someone answered but told me for two days that their computers were down due to the storm...she was quite rude when I looked up the weather and told her there wasn't any storm in SC that day. She then asked me if I just "need someone to listen to me?" I told her no, that they took my money without my authorization and I would be contacting the police immediately...which I did. I went to our local PD with copies of the BBB reports I printed from each of their company names and copies of the check as well of print outs from ripoff.com.
Apparently as far as getting scammed, this company knows their business. In the memo portion of the check it says Entitlement Pro, and upon further investigation, Entitlement Pro is a phone call scam where they tell you you're eligible for a 5,000 government grant and then they bill your bank account $250 and you get nothing...I guess I was lucky. JFYC did not get my information from a phone call, as I know not to do that. I do use e-checks to pay some of my bills online, but I only use them on the website of the company I am paying and as far as I know, all of them are reputable. The police officer told me that all it takes if for anyone to have ever seen a copy of my check...all that is needed is the routing number and account number and they can do this...amazing!
My recommendation to you is:
Check you account every single day, first thing in the morning. Immediately report anything fishy. Because I caught it right away, my bank was able to return the check to the maker unpaid. If I had waited it would have become more complicated.
Be very careful of who you give your banking information to.
Make sure to file a police report...I know it doesn't seem like much, but the more people that complain about it, the more likely they are to do something. The squeaky wheel gets the grease.